Loans News Articles

Poor lending practices leaving banks and public exposed says report - Published:04/01/08

Poor lending practices by banks and structure societies have left many in the UK with dangerous levels of money owing exposure, a Datamonitor account has warnedOver-eagerness among finance companies to offer credit cards, homeowner loans and overdra...

Property asking prices climb £110 a day - Published:03/01/08

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Home extensions can 'bump up' insurance premiums - Published:02/01/08

UK mortgage lending in August bankrupt records for the tenth successive month, the Council of Mortgage Lenders (CML) has announcedDespite shrill complaints from lobbyists and feverish media speculation on the next move, most Britons say that they ar...

Young urged to keep close watch on credit - Published:01/01/08

Young people in the UK are at the most danger of harming their praise rating over the holiday season, new investigate has shownThe nations 17-25 - year-olds are being urged to take care of their spending, and to bear their future praise ratings in m...

Big not beautiful for best mortgage rate - Published:28/12/07

When they compare mortgage rates, most people will picture that the biggest lenders are able to offer the most excellent mortgage rateBut while the main mortgage providers are able to make more profit by organization a bigger operation, they do not ...

Interest rate may be raised tomorrow - Published:22/12/07

As a figure of fee and rate increases hits the credit card market, it is "more important than ever" that people supermarket around for a good deal, according to WhichInternet shoppers have been advised to use their credit cards for online purchases ...

The Millionaires' rows - Published:21/12/07

News Companies & markets Investing authority portfolio Campaigns Mortgages & homesMortgage featuresInsurance Consumer advice Broadband & phones departure Saving & banking Credit & loans little business Tax & wills Message boards Money blog Tools & c...

Assess your financial fitness, consumers advised - Published:20/12/07

As a number of charge and rate increases hits the credit card market, it is "more important than ever" that people supermarket around for a good deal, according to WhichInternet shoppers have been advised to use their credit cards for online purchas...

"Money problems are the last social taboo" - Published:19/12/07

Bankruptcy is "becoming more and more palatable" to those in serious money owing, according to Thomas CharlesThree-quarters of people in the UK do not appreciate how a one per cent difference in mortgage rates would have an effect on their loan, acc...

HIPS face criticism from mortgage expert - Published:18/12/07

The Home Information Packs Scheme (HIPS) has been contentious from its inception The system is now facing further criticism from experts in the mortgage manufacturing HIPS have often been criticised in the past for being ill conceived and badly exec...

OFT to investigate current accounts - Published:17/12/07

As a number of fee and speed increases hits the credit card market, it is "more important than ever" that people shop around for a good contract, according to WhichInternet shoppers have been advised to use their credit cards for online purchases by...

Financial planning stalls for 68% of parents - Published:16/12/07

Buy to let mortgages impacting on first time buyers - Published:15/12/07

The Association of Mortgage Intermediaries (AMI) have raised the point that the booming buy to allow sector is having a unenthusiastic impact on first-time buyers looking to take their first step onto the property steps The buy to let sector of the ...

January is "payback time" for credit card users - Published:14/12/07

As a figure of fee and rate increases hits the credit card market, it is "more important than ever" that people shop around for a good contract, according to WhichInternet shoppers have been advised to use their credit cards for online purchases by ...

Seeing Red creates nine-point debt danger list - Published:13/12/07

Independent financial advice firm Seeing crimson has drawn up a nine-point watch catalog for people who are worried that they may be beginning to move violently with their debts"We have analysed our case files, and sure types of behaviour stand out ...

OFT moves against bank fees - Published:12/12/07

The Office of pale Trading (OFT) has indicated that it is to move against large finance providers over the fees they accuse for unauthorised overdrafts and missed paymentsIt has said that it would like to see the charges banks are allowable to make ...

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Devon is heaven for the great escapists - Published:08/12/07

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MPC split on interest rate decision - Published:07/12/07

Nearly 3m Britons have 'money fear' - Published:06/12/07

As a number of charge and rate increases hits the credit card market, it is "more important than ever" that people shop around for a high-quality deal, according to WhichInternet shoppers have been advised to use their credit cards for online purcha...

Mortgage approval figures indicate market not hit by interest rate rises - Published:05/12/07

Recent figures that have been released in family member to mortgage loan endorsement rates in the UK have indicated that there has been no adverse effect on the possessions buying market as a result of the new interest rate hike of a quarter of a pe...

Current account overdraft fees to be investigated - Published:04/12/07

touching accounts from one bank to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect house contents insurance, warns NFU MutualAxa is launching My Budget Day on November 21st i...

Doorstep Lending to Become More Transparent - Published:03/12/07

New guidelines free last week should see the UK’s home credit market (also recognized as doorstep loans) become more transparent resulting in customers having a clearer understanding about the praise they are borrowing The UK doorstep lending market...

Loans approved 'stabilise at 120,000 a month' - Published:02/12/07

The figure of loans for homebuyers has plateaud at approximately 120,000, per month in the three months leading up to imposing, according to the latest data from the Bank of Englandhome prices themselves rose by approximately one per cent in Septemb...

BBA: Mortgage lending weak - Published:01/12/07

Data supplied by the British Bankers' friendship (BBA) revealed that the month's gross mortgage lending was now three per cent higher than that in September 2006, not in keeping with dramatic rises seen in recent yearsThis could have been precipitat...

Read More: Bba: Mortgage Lending Weak >>

Reduction in number of IVAs reflected in latest figures - Published:30/11/07

The personal customer debt mountain in the UK has been the topic of major concern for a figure of years, with debt levels increasing towards the one and a half trillion pound mark in the UKAlso, towards the finish of 2006 information indicated that ...

Consolidation loans can lead to increased debt levels - Published:28/11/07

According to a new survey by Fool UK, many people that take out consolidation loans in a bid to try and reduce or control their debt levels actually finish up due even more moneyAccording to the results of the survey over 50% of those taking out thi...

Bad Debtors Aren't Bad People - Published:27/11/07

As you may have understand writing elsewhere, Citizens' Advice has reported another huge add to in debt-related problems this year Debt enquiries have gone up 20% to 17m Also, over the history ten years, money owing problems have doubledIt's clear t...

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Fixed-rate mortgages causing concern - Published:25/11/07

Borrowers throughout the UK are pending to the end of their fixed-rate mortgage loans, and experts are warning that agreement fees could reason just as much of a shock as higher interest rates The second district of 2005, almost two existence ago, s...

Lower costs of fixed-rate mortgages - Published:24/11/07

According to recent information, the influence of the Northern Rock disaster, growing uncertainty in the global credit market, and the anticipation of interest rate changes are causing lenders to slash rates on their fixed-rate mortgage loans Howeve...

London's Coolest Property Spot - Published:23/11/07

The increasing prices of houses have left those searching for their first homes in a difficult place as affordability has reached its highest ever level Nevertheless, new research has revealed that some exciting deals can be found if populace extend...

Read More: London's Coolest Property Spot >>