Financial News Articles | Archive - October 2007

Midweek Money-saving Tips - Published:31/10/07

If you need to spend some money, make sure out these tips and you could grab a few freebies, or save a few quidBootscom is running a huge promotion at the instant for those needing to make a large purchase otherwise buy all those Christmas presents...

Summer movers urged to find a better mortgage - Published:31/10/07

This is the right occasion of year for Britons to find a more spirited mortgage deal, as hundreds of thousands move home, one company has suggestedNationwide Building civilization claimed that last summer about 210,000 borrowers opted to find a nove...

Fixed-rate mortgage deals in good shape, expert claims - Published:31/10/07

People looking for a novel home or just to switch their obtainable mortgage deal may be interested to note that one expert claims a number of good options are obtainableAccording to John Charcol, a mortgage lender, the current financial type of weat...

House prices 'set to fall by thousands' - Published:31/10/07

House prices are probable to fall in the next two existence, wiping thousands off prices, while a full-blown bust is possible, claim economistsOn the slide: The global praise crunch is one reason property principles will see a sharp fall, say econom...

Halifax: Personal loans most popular on Mondays - Published:31/10/07

Halifax Unsecured Personal Loans has revealed that people are most likely to be relevant for an online loan on Monday afternoonsThe most popular time to apply is between 13:00 and 14:00 BST, according to the research, while applications start to dec...

Risky 100% mortgages fail to add up - Published:31/10/07

Lenders may be shying absent from risk, but some are still willing to give over the full purchase price of your homePOLL: Should Labour match the Conservative's tactics to raise the inheritance duty threshold to £1mThe Evening Standard tries to sket...

Increase Your Pension Income By 48% - Published:31/10/07

If you're a regular reader of The Fool you'll be acquainted with we like to encourage you to shop around at every appropriate chance And if you're after just about any personal finance product this is certainly sound recommendation But when it comes...

british buy-to-let market continues to grow - Published:31/10/07

Landlords in the UK are remaining hopeful about future performance of their investments and are continuing to produce their portfolios, new research showsA new account from Paragon Mortgages states that, with more and more first-time buyers stressed...

Sainsbury's Bank personal loan rate 'cut' - Published:31/10/07

Sainsbury's Bank has announced that it will be wounding the interest rate on its online personal loan to 65 per centSainsbury's store also claims that its personal loan rates compare favourably with other providers, being superior to many of the hig...

Scrap stamp-duty, says think tank - Published:31/10/07

First-time buyers face average stamp responsibility bills of almost £1,500, according to research in print todayThis is Money has been named Financial Website of the Year in credit of its campaigning reporting >> ReadThe tax has become a major barri...

UK debt 'double Europe average' - Published:31/10/07

People in the UK are borrowing on standard almost twice that of people in other western European countries, a report has foundUnsecured UK lending, such as credit cards, was £216bn ($408bn; 319bn euros) in 2005 - more than a third of all novel non-m...

Read More: Uk Debt 'Double Europe Average' >>

Virtual banking research highlights predisposition of young towards mobiles - Published:31/10/07

A new near banking study has revealed that more than half of youthful people would be willing to use their mobiles to make sure how much money they haveIn a survey of banking customers from financial armed forces provider Alliance &Leicester Current...

Earn 7% If You're Over 50 - Published:30/10/07

One thing that's bound to get my notice is the launch of an account paying a market most important rate After all, we work hard for our money, so the least we can do is put it in an account so it can do the same for usSo, unsurprisingly, the new coa...

New-build buy-to-let warning - Published:30/10/07

Potentially catastrophic, and possibly fraudulent, buy-to-let borrowing exists on an unidentified scale in the books of mortgage banks, according to surveyors and lendersThe buy-to-let bubble is put to burst, says a appreciated City analyst Read the...

Read More: New-Build Buy-To-Let Warning >>

Bank of England Borrowings Swell Further - Published:30/10/07

Just weeks after Northern Rock borrowing from the store of England strike £10 billion, Bank of England data suggests that amount has swelled considerably in the past two weeks It now appears that since September 14th, the anxious mortgage lender has...

HSBC packages 'perfect' for overseas property purchase - Published:30/10/07

The group's preferential mortgage and banking armed forces will allow customers to take advantage of services through HSBC's Spanish associate, SolbankHSBC offers changeable mortgage interest rates at one per cent above Euribor for the life of the l...

House prices slowest for a year - Published:30/10/07

House prices rose at their slowest height for more than a day in May, with rising interest rates slashing surveyors' confidence in future prospects for the possessions marketThis is Money has been named Financial Website of the day in recognition of...

Read More: House Prices Slowest For A Year >>

The buy-to-let timebomb - Published:30/10/07

Like so many young professionals eager to cash in on Britain's possessions boom, Paula Collins, a 26-year-old recruitment consultant from London, thought her money would be safelevel BROKE: Thousands of investors in metropolis centre buy-to-let flat...

Sociological study hints at growing mortgage demand - Published:30/10/07

insist for mortgages could continue to grow in the future if present social demographic trends continue, according to new research from a mortgage lender In the Changing UK family Market from mortgage supplier Alliance &Leicester, alongside sociolog...

The Shaky Mortgage Safeguard - Published:30/10/07

So you've bought a home and you've in use out a mortgage It's all going swimmingly, but have you ever consideration to stop and question how you would cope if you lost your job or cut down ill, and were unable to keep up your mortgage paymentsWould ...

Read More: The Shaky Mortgage Safeguard >>

Interest rate worries fuelling fixed-rate mortgages, financing analyst argues - Published:30/10/07

A financing analyst has said that the recent point in applications for fixed-rate mortgage deals can be attributed to concerns over interest rates Banking industry commentators have severely predicted that the Bank of England's monetary rule committ...

25m unused but un-cancelled cards liability - Published:30/10/07

Millions of people are jeopardising their financial security by send-off very old overdrafts and unused credit card facilities open long after they have ceased to be usedThese may represent a particular safety risk as people are unlikely to compare ...

swiftcover.com offers 'green' car insurance discount - Published:30/10/07

A ten per cent discount on car insurance has been offered by swiftcovercom as an inducement for 'greener' driversThe discount of ten per cent to the swiftcovercom car insurance premiums will be obtainable to drivers with more environmentally-friendl...

Apacs gives credit card advice - Published:30/10/07

Apacs, the UK payments civilization, is offering tips to teenagers and young adults to help them decide the right debit and credit cards for their needsThe association has launched two new guides, for youngsters and their parents, in the expect of e...

Read More: Apacs Gives Credit Card Advice >>

Financial services provider cuts tracker mortgage rates - Published:30/10/07

Mortgage holders may be paying attention to hear that a financial services supplier has slashed the lending rates for some of its tracker mortgages From now on, UCB Home Loans will be contribution two-year buy-to-let tracker mortgages at 584 per cen...

House prices rise by £1,000 a week - Published:29/10/07

The accommodation market raced ahead during June as prices rose by more than £1,000 a week, administration figures showed todayWhat's the property rumor See what This is Money readers have to say and split your views on the message boardsLenders hav...

Lloyds TSB insurance predictions - Published:29/10/07

The last time that England won the Rugby World mug, Lloyds TSB conventional a number of bizarre insurance claims and is expecting this to happen again if the side winsFlicking through its November 22nd 2003 archives, Lloyds TSB found several cases w...

Read More: Lloyds Tsb Insurance Predictions >>

NUS: Students are not given enough financial advice - Published:29/10/07

The nationwide Union of Students (NUS) has claimed that more financial advice should be known to students to help them avoid high levels of money owingAccording to This is Money, students graduating this year face a total amount overdue of £32 billi...

Sellers rush to beat delayed home packs - Published:29/10/07

Homeowners continued to rush to put their possessions on the market in June to avoid house information packs, despite the delay to their launchHOME RUN: Sellers speeding up to beat the launch of home in order packs brought 10% more property onto the...

Get More Dosh From Your Current Account! - Published:29/10/07

According to my reckonings, there are three types of present explanation users The first are the "sensible" types, whose explanations are always in credit The second are the more "frivolous" types, whose accounts are usually overdrawn And the third,...

Families cutting back on borrowing - Published:29/10/07

British households with mortgages are choosing to decrease their borrowing and level of investments, it has been claimedResearch by Alliance and Leicester found that higher interest tax and mortgage payments has encouraged many families to cut back ...

Yorkshire offers five-times salary mortgages - Published:29/10/07

Yorkshire structure Society has announced that it has offered mortgages at five-times profits multiplesFollowing the recent controversy over Abbey's decision to present mortgages at multiples of five times the borrower's salary, the civilization cla...

Is the Nemo Quarterback loan deal really a good as it sounds? - Published:29/10/07

Competition amongst tenable loan companies is stiffer than ever these existence and many companies use a range of offers and incentives in order to try and get customer on plank The Quarterback loan, a new offer from Nemo Loans, has hit the market l...

Sainsbury's insurance prize offer - Published:29/10/07

clientele who purchase or renew an insurance product from Sainsbury's store in the next couple months will have the chance to win some prizesBetween October 2nd and November 30th, those who buy or renew an insurance product from the store will be en...

N & P offers revamped mortgage deal - Published:29/10/07

Norwich and Peterborough Building civilization will be revamping its mortgage product variety from 17th October 2005It will offer two new tracker mortgages and will be reducing the fixed speed on its existing mortgage crop for the UK and Gibraltar b...

First time buyers temper mortgage demands, financing study indicates - Published:29/10/07

First occasion buyers are becoming more wary of over-extending themselves when it comes to getting a mortgage, it has been reportedAccording to a review of prospective homeowners from financial services provider Yorkshire Bank, 24 per cent maintain ...

Money Saving Tips For Fireworks Night - Published:27/10/07

feel affection for them or hate them, fireworks are in the shops again and sprogs everywhere are begging their parents to pay money for the very newest "apocalyptic nuclear blast thunderbomb", or similar deviceMost adults, on the other hand, just de...

Pay 0% On Your Purchases And Existing Debts - Published:27/10/07

The market for credit cards is certainly a competitive one, so you'd believe card companies would be doing everything they can to win your business It may seem surprising then that cards which accuse 0% interest on balance transfers and purchases ov...

Lloyds TSB tracker mortgage recommendation - Published:27/10/07

If interest rates fall as they have been extensively forecast to do, many remortgagers will not be able to benefit, Lloyds TSB has cautionedThis is because a great contract of remortgagers are not considering tracking mortgages when they create a ch...

HSBC removes mortgage fees - Published:27/10/07

HSBC, the financial armed forces company, has announced it will be removing all mortgage fees until the finish of SeptemberThe bank has affirmed that the scheme is available to both new and existing clientele and claims to be simplifying the process...

Read More: Hsbc Removes Mortgage Fees >>

Halifax 25-year fixed-rate mortgage launched - Published:27/10/07

While the manufactured goods provides the security of a fixed interest speed of 639 per cent on repayments, the bank has added several supple features such as a maximum of six 'payment holidays' and a restriction of the early repayment accuse era to...

Child Trust Fund Changes - Published:27/10/07

If, like me you have a child born after 1 September 2002 you will no doubt have heard of the Child Trust financeEssentially, all babies born after this date have been sent a voucher by the government value £250 (£500 for near to the ground income fa...

Switch And Save! - Published:27/10/07

I opened my first current explanation at the age of 11 and, along with a paying-in book, I received a furry blue eagle with a black cap This, the bank obviously thought, would ensure loyalty for lifeAnd to some extent, they were right When I started...

Internet sale could 'speed up' home move - Published:27/10/07

People who want to sell their house could speed up the process significantly by dealing with it over the internetResearch carried out by Alliance & Leicester mortgages indicates that internet websites are hoping to put up for sale homes on average i...

Top Six Super Savers - Published:27/10/07

The Building Societies friendship (BSA) yesterday reported the strongest ever inflows into building society savings accounts in September The information point to the banks' loss could be the building societies' gainNet inflows into structure societ...

Insolvencies hit record in 2006 - Published:27/10/07

A record number of populace filed for insolvency throughout the first three months of 2006, up 73 per cent on the same era of last yearAltogether, more than 23,000 people filed for bankruptcy, with two-thirds opting for the most serious condition of...

Read More: Insolvencies Hit Record In 2006 >>

Financial services provider confirms buy-to-let mortgage additions - Published:27/10/07

Buy-to-let investors have been put on alert after a financial services provider unveiled a host of expert mortgagesThis week, The Mortgage Works has launched seven-year fixed-rate buy to allow mortgages that come with a 15 per cent agreement fee and...

Mortgage misery sparks repossessions - Published:27/10/07

And the problem will get worse once the full effect of five base speed rises over the past 12 months filters through Some big mortgage lenders have already reported sharp rises in the figure of homes taken into possession in the first six months of ...

House price growth hits two year high says Rics - Published:27/10/07

House price growth hit a two year far above the ground during May the Royal Institute of Chartered Surveyors (Rics) has claimedInstitute information show that 20 per cent more surveyors reported rising prices over the month, compared to 15 per cent ...

Banking institution calls for inheritance tax revisions, mortgage holders told - Published:27/10/07

Mortgage holders may be interested to hear that a banking institution has gone on the offensive over legacy tax thresholds, as chancellor Gordon Brown prepares to unveil his 11th yearly Budget this weekAccording to figures from financial services pr...

Is Your Mortgage About To Give You A Shock? - Published:26/10/07

What were you up to, this time two years ago Well separately from being two years younger, if you'd just remortgaged to a fixed rate deal you were probably emotion smug about the size of those journal payments After all, the base speed was a mere 45...

Lloyds TSB recommend a friend offer - Published:26/10/07

Now customers of Lloyds TSB who advocate their associates to the bank will take delivery of £30, the bank has announcedThe deal is good for a maximum of ten associates, which means that in total Lloyds TSB clientele have the chance to earn a total o...

HSBC: Small firms should do more to manage risk - Published:26/10/07

Many small and medium-sized enterprises (SMEs) do not do enough to manage the danger which comes with foreign exchange volatility, according to HSBCA survey by the high road bank indicated that 75 per cent of SMEs with overseas exchange currency nee...

UK Housing Boom Leads The World - Published:26/10/07

if not you're a hermit living in a cave deep in the mountains, you'll have heard about the UK accommodation boom which has lasted more than a decade (Even if you do live in an isolated cave, you've almost certainly had a call from a local estate age...

Read More: Uk Housing Boom Leads The World >>

Homebuyers seek longer fixed-rate deals - Published:26/10/07

More homebuyers are captivating out medium-term fixed-rate mortgages as rises in interest rates and home prices kick inThe mortgage market is shifting Get expert help with finding the correct deal >> Mortgage adviceResearch from moneysupermarketcom ...

Alliance & Leicester: Mortgages are squeezing families - Published:26/10/07

Alliance & Leicester has optional that UK families are feeling squeezed by higher mortgage repayments, as a consequence of the five bottom rate increases since last summerBritons are scaling back on the amount they save, as well as cutting down on c...

Financial services to be affected by BoE decision - Published:26/10/07

The Bank of England's monetary policy committee is put to meet nowadays, an event that will have repercussions throughout the financial services sectorclientele with, or considering taking out, personal loans, credit cards, mortgages and savings acc...

New Tax Rates: Winners and Losers - Published:26/10/07

I know duty can be a pretty tedious subject at the best of times so I'll effort to make this as painless as possible As duty rates for 2008-09 are announced by the Government, will you be better or not as good as off in the new tax yearFirstly, allo...

Higher lending charge warning for prospective mortgage holders - Published:26/10/07

Homeowners are being warned about the significance of paying close notice to the terms of their mortgage contracts - particularly higher lending charges - before signingAccording to investigate from financing website Moneyfactscouk, two-thirds of mo...

John Charcol launches market-beating mortgage for £200,000+ - Published:26/10/07

Mortgage agent John Charcol has launched a two-year tracker currently charging just 399 per cent, designed for populace looking for a loan of £200,000 or aboveThe rate, which is pegged at 051 per cent below the base rate of interest, is the most exc...

Child restraint rules unknown by parents, car insurance study shows - Published:26/10/07

Thousands of parents do not know of the survival of child seat system, it has been revealedSome 24 per cent of parents who undertake a train run are unaware that they are lawfully obliged to fit their children into booster seats or kid seats, accord...

News: Men In 20% More Debt Than Women - Published:26/10/07

Men are racking up 20% more debts than women, and can afford to pay less to their creditors in spite of earning more, novel statistics have revealedResearch by Chiltern Debt Management shows that on average, men seeking help to run their finances ta...

The Fastest Method of Paying Off Debt Is The Debt Snowball - Published:26/10/07

You may have heard of the Debt Snowball or the Snowball Express or the Debt Accelerator, but do you be acquainted with that they might be your solution to getting out of money owing It's not a gimmick, and it costs nothing Learn how you can with no ...

Britannia targets people aiming to find a remortgage deal - Published:26/10/07

Mortgage holders looking to find a remortgage contract may be interested to hear about some new manufactured goods launches from Britannia Building Society The mortgages, which are available now, can be modified dependent on whether the homebuyer wo...

Test E Banking - Published:25/10/07

Test E Banking...

Tesco instant travel insurance offer - Published:24/10/07

The superstore giant Tesco has reminded British consumers that it still has a 20 per cent-off deal on all its Instant travel cover policiesTo last until October 16th, the deal is ideal for those who want to nip off for a weekend awayAll instant jour...

First-time buyers may head overseas to fund mortgage aspirations - Published:24/10/07

A district of British homebuyers have not ruled out the idea of touching overseas in order to help them save up for a mortgage for their dream property back home, it has been revealedAccording to research from financial armed forces provider Nationa...

First-time buyers walk a tightrope, says company - Published:24/10/07

First-time buyers are taking enormous financial risks and are happy to borrow more than four era their annual income in arrange to get onto the property ladder, LV= has saidA survey by the financial armed forces company has found that despite increa...

HSBC ATM move welcomed by OFT - Published:24/10/07

HSBC's move to give customers with warnings via ATMs should they be future their overdraft limit has been welcomed by the Office of pale Trading (OFT)The bank is set to bring in the feature to its 3,500 ATMs in the UK from October 1st in a offer to ...

Read More: Hsbc Atm Move Welcomed By Oft >>

Halifax Home Insurance warns of picnic perils - Published:24/10/07

With the sun finally unblemished over much of the UK, many people might be stuffing their picnic hampers However, Halifax Home Insurance has sounded a letter of cautionAccording to the supplier, 11 million adults in the UK have fallen victim to a ro...

Avoid These Insurance Traps! - Published:24/10/07

The days are receiving darker, the nights are receiving colder and the burglars are getting improved at sneaking in through your casementAccording to HSBC, burglaries committed by forced entry increase by 21% in winter, resulting in one forced admis...

Read More: Avoid These Insurance Traps! >>

Consortium Alter ABN Amro Board - Published:24/10/07

The consortium who lately acquired ABN Amro in a £49bn deal have rejigged the bank’s management boardblot Fisher has been appointed as the new chairman and will move from his role as RBS executive subject to a shareholder’s take part in an election,...

Read More: Consortium Alter Abn Amro Board >>

More Mortgage Rates Increase! - Published:24/10/07

Last week, in Mortgage tax Rise As Banks Struggle, I warned Fool readers about problems in the UK mortgage marketplace stemming from the global praise crunch' Those problems persist and mortgage rates are risingThat's because the global money market...

Read More: More Mortgage Rates Increase! >>

Abbey savings bonds issued - Published:24/10/07

Abbey Savings has issued a new tranche of fixed-term investments accounts which offer a guaranteed returnThe 50+ Bond has a fixed term of three years and provides an yearly gross speed and monthly AER of 570 per centMeanwhile, the Children's Savings...

Read More: Abbey Savings Bonds Issued >>

Buy to let mortgages shouldn't fund temporary accommodation - Published:24/10/07

The London accommodation Federation has issued a warning to landlords with buy to let mortgages to decrease the level of temporary housing usage in our assetsLondon reportedly has over 60,000 people living in temporary accommodation, a shape that mu...

10 steps to equity release - Published:24/10/07

RISING prices, such as the latest blow to family budgets from the chat and electricity companies, often hit the elderly harder than anyone elseMany of them have to get by on fixed incomes and may be compulsory to dip into savings to disburse their e...

Read More: 10 Steps To Equity Release >>

Inflation continues to affect interest rates in UK - Published:24/10/07

Officials from the Bank of England's Monetary Policy group have warned that price rises continues to pile on pressure with regards to interest rate risesLast week interest rates in the UK were pressed up by another 025% - the fifth quarter point go ...

The Debts That Wouldn't Die! - Published:24/10/07

With total credit card money owing now standing at £54 billion, the standard British household owes an standard of almost £2,200 on plastic Although £2,200 doesn't appear to be a group of money, it can take decades to pay off a credit-card debt of t...

Read More: The Debts That Wouldn't Die! >>

Scarborough Building Society comments on banking acquisition - Published:24/10/07

[investments] [investment property] immediate bond] [investment trusts] [offshore investment] [investment advice]Scarborough Building civilization has explained that the acquisition of a new offshore deposit-taking company should benefit its existin...

Free cover offered by Tesco Dental Accident Plan - Published:23/10/07

Tesco Personal Finance has followed the launch of its health cover offering with Tesco Dental Accident PlanReleased in conjunction with two new dental insurance products, the plan is gratis for 12 months, offering £1,000 value of protection for up t...

Saga Health Insurance: Older people less stressed - Published:23/10/07

A new review has found that people become less stressed as they get big, partly because they have fewer money worriesResearch by Saga suggests that youthful Brits are more stressed than people old over 50 due to financial pressures, such as buying a...

Financing tips given to those trying to find a remortgage - Published:23/10/07

populace looking to find a remortgage deal have been given a few hints and tips by a mortgage specialistJulia Harris, mortgage analyst at financing website MoneyExpert, asserted that all populace looking to find a novel mortgage deal should learn to...

Bridge the gap between homes - Published:23/10/07

Until they experience sleepless nights over a dream house that's about to trip away, most people are unlikely to have come across bridging loansThis is Money has been named monetary Website of the Year in recognition of its campaigning reporting >> ...

Read More: Bridge The Gap Between Homes >>

HSBC mortgages provides greater choice - Published:23/10/07

HSBC has launched a variety of new long-term mortgages to provide customers with an even better choiceFor those people who desire security that they will be repaying a set amount each month, HSBC provides both standard, advantage and premier fixed-r...

Sainsbury's Travel Insurance warns against agents - Published:23/10/07

The product supplier conducted a survey of holidaymakers who have booked journey insurance through agents in the past year and found that 17 per cent were not asked if they have a pre-existing medical conditionIn 13 per cent of cases, the adviser di...

Royal mail strike action could result in credit card charges - Published:23/10/07

An internet price comparison site has raised the tip that recent strike action by the regal Mail could result in a large increase in late sum charges for credit card holders, not to mention similar payments on late family bills This is due to post ...

UK debt is "completely out of hand" - Published:23/10/07

Debt in the UK is attainment levels that are out of control, according to one self-governing financial adviserAWD Chase de Vere has claimed that despite warnings over unmanageable praise repayments, many populace only become "wise" to debt when it c...

New mortgages from first direct - Published:23/10/07

The new two-year fixed-rate offset mortgages are available with tax of 549 per cent and 599 per cent and first straight claimed that they are "market-leading" optionsBorrowers who wish to take advantage of the new mortgage products can take up to 80...

Read More: New Mortgages From First Direct >>

Strong mortgage borrowing predicted to continue - Published:23/10/07

The record levels of money borrowed by populace looking to find a mortgage should continue over the coming months, it has been claimedinvestigate cited by the British Bankers' Association shows that disgusting borrowing from mortgage lenders in Nove...

Mortgage expert claims first time buyers priced out of Northern Ireland - Published:23/10/07

First time buyers are being priced out of the property marketplace in Northern Ireland, a mortgage analyst has claimedAccording to information cited by the Council of Mortgage Lenders Northern Ireland, the average price of a property in the area is ...

Sale-and-rent-back 'a disaster in waiting' - Published:23/10/07

Sale-and-rent-back possessions schemes have been branded 'a disaster waiting to happen' by one of Britain's leading charitiesThe mortgage marketplace is shifting Get specialist help with finding the right deal >> Mortgage adviceCitizens recommendati...

Young encouraged to save more - Published:23/10/07

James Purnell, government minister for pension improvement, told delegates at an organization of Public Policy Research event that in the last five years the number of 20 to 29 year olds saving for departure fell from a third to a quarter"At the mom...

Read More: Young Encouraged To Save More >>

Updated buy-to-let mortgages from Scottish Widows - Published:23/10/07

The well-known store Scottish Widows has overhauled their buy-to-let mortgage variety As part of the update, the bank has pushed out borrowing limits, improved their underwriting process, and even offer abridged rates on interestScottish Widows are ...

NatWest launches new investment option - Published:22/10/07

Nationwide: Seek out competitive mortgages - Published:22/10/07

Prospective homeowners are being encouraged to decide the most competitive mortgage wrap up to keep their overall costs as low as possibleWith the summer period believed by Nationwide to traditionally be a popular occasion to move home, the group is...

British firms 'optimistic' - Published:22/10/07

British firms remain hopeful about their circumstances despite displaying a marked drop in confidence about the condition of the economy in MayFigures from the newest Lloyds TSB Corporate Markets Business Barometer show that the equilibrium of firms...

Read More: British Firms 'Optimistic' >>

Time to review mortgage, financing analyst suggests - Published:22/10/07

Mortgage holders may wish to appraisal their financing situation now that the Bank of England's monetary policy group has announced its base speed decision, a financing expert has claimedRay Boulger, senior technical boss at financial services provi...

Expert: Home tax unfair - Published:22/10/07

Further concerns are being raised over the justice of inheritance tax, with doubts that many households are being unfairly subjected to the duty which is targeted at homes worth more than £300,000Experts at the TaxPayers' Alliance are concerned over...

Esure.com reveals obsolete objects - Published:22/10/07

VHS recorders, movable phones and non-digital cameras are Britain's most hoarded obsolete possessions, a novel survey by esurecom has revealedMore than 290 million gadgets that still work but have been replaced by upgrades are cluttering up househol...

Direct Line insurance expanded for small businesses - Published:22/10/07

Direct Line has added two new crop to its commercial insurance offerings, the company has announcedAimed at high street supermarket owners, the new supermarket insurance policy includes a cover for perishable goods lost from the breakdown of storage...

Bank loan has trapped me in my home - Published:22/10/07

Nine years before, Sheila Jones borrowed £44,000 from HBoS bank Now it is difficult an astonishing £290,000 to clear her loan and she must decide between losing her home or staying on and surveillance it crumble around herThe mortgage market is shif...

First-time loans hit £120,500 - Published:22/10/07

The standard first-time buyer mortgage has increased by more than 170% since 1996, according to a report by most important online mortgage comparison repair mformcouk New buyers are having to borrow an standard £120,500 just to get a foot on the pro...

Read More: First-Time Loans Hit £120,500 >>

Are Offshore Savings Accounts Safe? - Published:22/10/07

If you're a recurrent Fool reader, then you'll know that British banks and structure societies have been battling hard to win savers' cash Indeed, we savers are enjoying some of the highest interest rates since at least 2001 This is largely gratitud...

Sainsbury's Bank: Shop around for life insurance - Published:22/10/07

Sainsbury's store has advised younger people to shop around when seeking life cover coverage if they want to find a competitive dealClaire Moyles, a spokesperson for the store, said that this group may be paying more than they need to because they d...

Marriage - Tying the Financial Knot - Published:22/10/07

One-Stop financial plan GuideGet Out of Debt GuideTop Ten Financial TipsPersonal Finance 101put aside Money in Every Area of Your LifeBudget Successfullyput aside MoneyMoney By Age/Life StagePersonal Finance BasicsRetire RichManage praise and DebtBe...

UK largest mortgage market in Europe - Published:22/10/07

According to a new report by the Council of Mortgage Lenders (CML), the mortgage marketplace in the UK is the largest in the European amalgamation The UK has a mortgage market comprising 117 million loans to a worth of $22 trillionTo get some idea ...

When it's time to sell overseas - Published:22/10/07

The tumbling dollar has been hailed as an early there for Britons jetting to the USA for Christmas bargainsWhat will happen to home prices in 2007 Read the home prices latest and have your say in our census >> VoteBut for those who have bought festi...

Read More: When It's Time To Sell Overseas >>

Halifax credit card 0% offer - Published:22/10/07

A novel Purchase Card is being launched by Halifax with an introductory offer of nothing per cent for 15 monthsIt also features nothing per cent on balance transfers for the first six months, however a fee of three per cent does applyAdditionally, t...

Read More: Halifax Credit Card 0% Offer >>

Online banking has "pros and cons" - Published:22/10/07

by the internet to manage finances has its upsides as well as its downsides, according to a leading money owing consultantChris Tapp, deputy director of praise Action, said that online banking makes it easier for populace to watch their money as the...

Barclays boasts over personal loans - Published:20/10/07

Nationwide urges loan purchasing 'prudence' - Published:20/10/07

Those people thinking of borrowing money to fund a buy are being encouraged to opt for the lowest speed personal loansResearch carried out by Alliance & Leicester indicates that although almost two-thirds of Britons are making concerted labors to re...

Abbey Super 50+ account AER improved - Published:20/10/07

Abbey is aiming to repay the loyalty of existing clientele by civilizing the AER on one of its specialist savings accountsFrom today, existing clientele of the bank's Super 50+ account will be able to take advantage of an AER of 81 per centTo benefi...

Pension Credits: What Are They And Are They Any Good? - Published:20/10/07

The Pension praise is a means-tested entitlement which guarantees a minimum height of income above and beyond the basic state retirement fund for everyone aged 60 and over Credit payments provide a top-up for those on modest incomes While this might...

Buy-to-let confidence booms - Published:20/10/07

Paragon has released the results of its buy-to-let survey representative that landlord's confidence is booming despite the current type of weather of rising interest rates and stock market volatilityorganization director of Paragon Mortgages John He...

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Legal & General interactive underwriting service launched - Published:20/10/07

wwwmoneynewscouk > individual loans > Legal & General interactive underwriting repair launchedLegal & General has launched an interactive underwriting repair to complement its online protection systemThe interactive underwriting technology has been ...

Borrowers face mortgage debt risk - Published:20/10/07

Thousands of borrowers are betting with their futures as the number taking out interest only mortgages reaches a seven day highMore than a third of homebuyers taking out a mortgage in June opted for a deal where their journal payments cover only the...

Birmingham Midshires seeks to get Britain saving - Published:20/10/07

Birmingham Midshires is hoping to convince Britain to get economy with the launch of a new fixed speed bondThe "market-leading" bond offers a speed of interest 091 per cent above the Bank of England bottom rate and can be opened with a minimum balan...

Scotland tops secret salary list, banking customers learn - Published:20/10/07

Scotland has emerged as the region of the country that is the least open when it comes to financing mattersAccording to research from financial services supplier Scottish Widows, 72 per cent of populace north of the border admit they do not tell fam...

Fresh Meat At Morrisons - Published:19/10/07

These must be wistful era for Sir Ken Morrison as he prepares to step down from Chairmanship of the eponymous supermarket sequence he first took over 51 years ago Back then, the 25 year-old recently demobbed nationwide Serviceman was in accuse of a ...

Saga: Travel insurance denied to older people - Published:19/10/07

Saga has claimed that many insurers do not permit populace over the age of 65 to buy continued travel insuranceLisa Harris, group infrastructure manager at Saga Personal Finance, said that over-65s may have problems judgment an insurer, because they...

Post Office Fiveyear Saver launched - Published:19/10/07

The Post Office has unveiled its new put bond - dubbed the Fiveyear Saver, which guarantees income over five yearsAdditionally, the bond could grow further as it is linked to the FTSE 100 Index, the Post Office has claimedInvestors who have been mad...

House price inflation prompts rate warning for mortgage holders - Published:19/10/07

enlargement in house prices has moved back into double figures, sparking fears about a further base rate go up for mortgage holders, according to the latest statisticsinvestigate from financial services provider Nationwide Building Society has revea...

Big Retail Sales Surprise - Published:19/10/07

Today we saying the best retail sales figures for three existence Despite many stores selling us tales of gloom and doom, British shoppers have blithely unnoticed all the headlinesBut while physically powerful consumer spending isn't helping the cas...

Affording a mortgage requires sacrifices - Published:19/10/07

As the state of affairs for first-time buyers becomes even more difficult, many young mortgage borrowers are creation sacrifices to get on the possessions ladder These include financial sacrifices and lifestyle decisionsA review by Lloyds TSB has f...

HSBC machines to warn overdrawn customers - Published:19/10/07

ATMs belonging to the far above the ground street bank HSBC will now inform a customer when they have exceeded their overdraft limitAll banks allow customers to go beyond the limits of their overdrafts when withdrawing cash from an ATM, said the gen...

Complain on unfair mortgage fees - Published:19/10/07

Borrowers strike with exorbitant fees for going into arrears on their mortgage should seek compensation in the same way that thousands of people hit with unjust bank charges already haveThis is Money has been named monetary Website of the Year in cr...

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Fool News: Rock Revival Stalls - Published:19/10/07

The Northern Rock share price plummeted this morning as doubt over its prospect stalled the bank's share price revivalAs of lunchtime nowadays, the price had rallied slightly but was still worth just 220p, down 53p, or 19%, on shut of play FridayLas...

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Work location chosen over family, according to A&L mortgages - Published:19/10/07

A recent learn conducted by mortgage lender Alliance &Leicester Mortgages indicates that UK unparalleled buyers choose their place to live according to the location of their work rather than that of their family and friendsAlliance &Leicester survey...

Abbey promises 8 per cent bank accounts - Published:19/10/07

High street bank Abbey has claimed that clientele who switch their store accounts will receive a "whopping" eight per cent interest on their cash The present, which extends to balances up to £2,500, places the bank explanation in a market-leading pl...

How To Get More Out Of Your Pension Fund - Published:19/10/07

Deciding how to take your retirement benefits can sometimes sense like being caught between a rock and a hard putPerhaps you don't feel comfortable with the asset risk of income drawdown where you withdraw cash from your pension fund as profits for ...

Millions of Brits Use Consolidation Loans to Ease Debt Worries - Published:19/10/07

New research has revealed that over six million UK customers have taken out debt consolidation loans over the last three years in order to ease their money owing problems Millions in the UK have taken on more debt in arrange to clear previous debts ...

Debt climbing for young householders, some due to credit cards - Published:19/10/07

Debt faced by young homeowners is almost twice as much as those who are still renting youthful householders now face average money owing levels of £20,000, largely in unsecured money owing such as credit cards, loans and overdraft Amongst those sti...

Mortgage rates to hit five-year high - Published:19/10/07

Homebuyers face a sheer rise in the cost of their mortgages this week when the Bank of England is expected to increase interest taxBorrowing costs are expected to hit levels not seen since the instant aftermath of September 11, 2001 - piling more th...

UK consumers adopting 'saving mentality' - Published:19/10/07

UK consumers are showing a distant greater willingness to save their hard-earned money, Sainsbury's Bank has commentedPeter Wood, head of investments at the group, said that accounts which are "simple and simple" would allow Britons to be more prude...

Clydesdale Bank says Bids dropping in Scotland - Published:19/10/07

The recent store of England interest rate hike has impacted on the Scottish housing marketplace, resulting in buyers reducing their bids, according to Clydesdale BankWith the base speed standing at 525 per cent, mortgage expenses have risen, with th...

Homeowners shun long-term mortgages - Published:18/10/07

Homebuyers are avoiding lasting fixed-rate mortgages even though the Government believes such deals would be high-quality for hard-pressed borrowers and help to create a more stable property marketplaceThe mortgage marketplace is shifting Get expert...

Start Saving For Christmas - Published:18/10/07

Christmas is coming, the goose is getting overweightok don't throw anything at your screen just yet Although this may seem similar to another lame reminder that Christmas is on its way, three months too early, there is method in my insanityAnd why B...

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What's A Guarantee Worth? - Published:18/10/07

The Bank of England's base rate is at its uppermost height since April 2001 and currently stands at 575% a year also, the global credit squeeze has pushed up the price of borrowing and improved returns to savers Hence, British savers are nowadays en...

Mortgages from the Post Office - Published:18/10/07

In the wake of the Northern Rock disaster, the Post place of work are banking on their reputation as a solid, government backed organization to offer mortgages The PO will offer three novel mortgage loans, including a buy to let mortgage and a fixe...

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Enhance Your Pension Income By 25% - Published:18/10/07

As a solution for providing us with an income in retirement, life annuities are far from perfect Annuity rates have crumbled in recent existence and the prospects for a reversing trend don't look good But the fact leftovers for the vast bulk an annu...

NatWest investment offered with 'capital guaranteed' - Published:18/10/07

NatWest has introduced a novel investment which is targeting those who would like some security as well as potential for growthThe Capital secluded Investment offers growth of up to 60 per cent on the original investment, while defensive capital in ...

Interest-only mortgages favoured by more buyers, research indicates - Published:18/10/07

A new financing study has exposed that more homebuyers are turning towards interest-only mortgages in order to fund their possessions investments Figures from specialist monetary services provider Paragon Mortgages have indicated that 58 per cent of...

Lloyds TSB Islamic mortgage demand "through the roof" - Published:18/10/07

Lloyds TSB has claimed that insist for its Islamic mortgage product has gone "through the roof"The bank exposed that in the space of a couple of years, mortgages that are acquiescent with Sharia law have gone from being available in now five branche...

Online banking popularity 'growing' - Published:18/10/07

Online banking is set to become more ordinary across all era groups, the e-marketing manerar for HSBC has saidNick Staib believes that online banking armed forces are set to become far more personalised in the pending yearsSuch services will compris...

Which Home Improvements Add The Most Value? - Published:18/10/07

Then, the Royal organization of Chartered Surveyors announces house prices have fallen at their highest speed for two years, although it could of course be a temporary jinx (Read Fool information: Fall In House Prices Speeds Up and The Truth About H...

My Life As A Transfer Tart - Published:18/10/07

eager readers of my Fool column will know that my individual finances haven't always been healthy Although they're in pretty good form these days, they were awfully messy for a long time Indeed, although I've worked in financial armed forces since 1...

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Alliance & Leicester Personal Loans find security is not cheap - Published:18/10/07

wwwmoneynewscouk > individual loans > Alliance & Leicester individual Loans find security is not cheapBritons are prepared to disburse thousands of pounds to ensure that their homes are secure, according to new researchResearch from coalition & Leic...

Savers cautious after Northern Rock - Published:18/10/07

The Northern astound crisis has led consumers to become more cautious with their investments, one expert in the financial services industry has saidAccording to a census conducted by Peopleschampioncom, the main priority of consumers is to make sure...

AXA introduces budgeting tool - Published:18/10/07

AXA has launched a novel budgeting tool which it claims will make it easier for employees to run their financesRachel West, a spokesperson for AXA, supposed that the insurance firm had shaped the tool as something which is available "internally and ...

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Payment shock as fixed-rate deals end - Published:18/10/07

Hundreds of thousands of homeowners countenance payment shock as they fall out of cheap fixed rate mortgage deals over the next three monthsthat's the warning from one economist Read the report and link the 'reader comments' debate: Property crashTh...

Interest-only mortgages for first-time buyers - Published:18/10/07

According to new information from the council of mortgage lenders (CML), a senior proportion of first-time buyers are choosing interest-only mortgage loans to get lower monthly repayments Whether these buyers have a sufficient refund vehicle in plac...

The UK's Cheapest Pensions - Published:18/10/07

One of the biggest evils with investing for the long term is the charges that build up For instance, if you invest in a stock-market finance which makes 10% a year but has a fee of, speak, 2% a year, then your annual return drops by a fifthgratitude...

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Council of Mortgage Lenders Scotland set to target affordability - Published:18/10/07

Affordability for unparalleled buyers north of the border has been listed as a key area of anxiety by the incoming chairman of the Council of Mortgage Lenders Scotland The organisation, which aims to stand for the interest of Scottish mortgage lende...

Mortgages lasting up to 52 years - Published:18/10/07

possessions buyers are taking over 50 years to pay back their mortgages as house prices continue to riseResearch approved out by personal financial in order provider Moneyfacts shows that while for many existence the standard mortgage term lasted 25...

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Endowment blunder victims owed £200m - Published:18/10/07

More than 200,000 people who bought endowment mortgages in the not on time Eighties and early Nineties are owed compensation totalling £200m because insurers' marketing material underplayed the crash of charges on future rule returnsThis is Money's ...

Thousands left behind by chip and pin - Published:18/10/07

Thousands of retailers and clientele are unready for the final transition to chip and brooch, says the UK payments association ApacsOne in ten shops have not yet made the transition to chipped security, with some smaller shops unwilling or not capab...

New student banking account launched - Published:18/10/07

Yorkshire Bank has launched a new scholar banking account that aims to take the hassle out of finance for undergraduatesskull of retail at Yorkshire store Gary Lumby comments that many scholars are missing out on student-specific financial records w...

Fool News: Many Parents Unintentionally Commit Insurance Fraud - Published:17/10/07

Thousands of unwitting parents may be committing insurance deception by letting their kids drive a automobile primarily insured for mum and dadResearch by Zurich Insurance reveals that nearly a tenth (9%) of drivers who have helped their children an...

Woolwich mortgage to track and track again - Published:17/10/07

The fall in interest rates which has been widely forecast by analysts has prompted Woolwich to create its Track and Track Again manufactured goodsFor the first year this manufactured goods will track at 026 per cent below the base rate and for the n...

Tesco Clubcard offer to new account holders - Published:17/10/07

Customers opening an Instant Access explanation with Tesco in the next few weeks will be able to benefit from a special Clubcard offerThe offer is available to populace who open an explanation before October 16th Tesco will grant 500 Clubcard points...

99% Of Credit Cards Use This Dire Trick - Published:17/10/07

If you already be acquainted with what 'payment hierarchy' is, skip to the table below to see the four credit cards that have fair conditions For those who don't know what I'm talking about, I'll explain nowWhen you have more than one kind of debt o...

Paper Profits - Published:17/10/07

position platform paper seller WH Smith (LSE: SMWH) today signalled a arresting 29% jump in pre-profits to £66m for the year ended 31 imposing Net profit per share rose almost 26% to 293p and the final bonus has been lifted 31%But don't get overwhel...

Fool News: Flood Households Could Be Refused Cover - Published:17/10/07

Homeowners livelihood in flood-prone areas may not be able to protect themselves against such disasters in the prospect, insurers have warnedFollowing the Pre-Budget account , The Association of British Insurers (ABI) has attacked the government for...

Cost of mortgages will change - Published:17/10/07

According to one older mortgages professional, the mortgage lending market is shortly to experience a ‘fundamental shift’, which will see borrowers paying much more for novel mortgage loans than previouslySpeaking at a banking conference in London, ...

Read More: Cost Of Mortgages Will Change >>

Lloyds TSB Duo credit card expands Airmiles network - Published:17/10/07

Holders of Lloyds TSB's Airmiles pair credit card will be able to earn as they disburse at even more shops this winterIn the lead-up to Christmas, cardholders will be clever to clock up airmiles when they use at HMV, Austin Reed, Laithwaites and Bos...

Legal & General home insurance spots techno trend for kitchens - Published:17/10/07

wwwmoneynewscouk > cover > Legal & General home insurance spots techno tendency for kitchensIncreasingly Brits are outfitting their kitchens with more non-traditional technology like televisions and stereos, a review from the insurer Legal & General...

Halifax multi-currency ATMs launched - Published:17/10/07

populace withdrawing cash from the ATM at Halifax's Old Broad road branch in London are now able to do so in three different currenciesclientele using the machine can withdraw euros and dollars in addition to pounds, creation it the first of its typ...

Banco Halifax Hispania urge Brits to Spain - Published:17/10/07

Purchasing a second house in Spain need not be a chase favoured solely by the mega-rich, Banco Halifax Hispania has announcedDue to the increase in financial plan airlines flying Brits to and from the land of sun, ocean and sangria, it is not purely...

Direct Line commercial insurance policies to be launched - Published:17/10/07

Small businesses could almost immediately be able to benefit from some new profitable insurance policies from Direct Line, the company has announcedThe policies, sold through the sunshade brand Direct Line for Business, are under attack at sole trad...

Buy-to-let lending soars despite warnings - Published:17/10/07

Buy-to-let investors are continuing to dive into possessions despite warnings the market may have peakedBUY-TO-LET bang: Property investors are continuing to plough in despite warnings the marketplace may have peakedPOLL: Should Labour match the Con...

Considering a fixed-rate mortgage? - Published:17/10/07

Experts have given a cautious greeting to Alistair Darling's proposal to make it easier for lenders to fund 10day fixed-rate mortgagesThe mortgage market is shifting Get expert help with judgment the right deal >> Mortgage adviceTypically, borrowers...

3 Ways To Avoid The Worst Credit Card Trick - Published:17/10/07

In 99% Of Credit Cards Use This Dire Trick, I explained how credit-card companies run to charge you loads of interest, even if you have a 0% deal organizationProvided you don't employ your card for cash advances (eg withdrawing cash) or credit-card ...

AXA: Employers should allow staff time to budget - Published:17/10/07

AXA has announced that it is creating a day when employers will be asked to let their workers have an hour to sort out their financesNovember 21st will formally be My financial plan Day The effort has the support of the Confederation of British Indu...

Alliance & Leicester mortgages "great value" - Published:17/10/07

Alliance & Leicester's new variety of mortgages reputedly offer "great value for money" to new and obtainable customersTwo-year fixed-rate and bottom rate trackers are available from the group at rates of 549 and 523 per cent respectivelyFor product...

AA savings account with "no strings" - Published:17/10/07

A new best-buy internet investments account which claims to have "no strings" has been launched by AA SavingsThe AA Internet Access explanation offers a 630 per cent gross/AER and requires a minimum deposit of £500 and a maximum of £500,000limitless...

£100,000 Savings Guarantee - Published:17/10/07

The new fiasco concerning Northern Rock has certainly highlighted a few things for a good many of us For a start, maybe we should all spend a little occasion finding out exactly how the companies we choose to seem after our cash manage themselves Ar...

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Legal & General reveals personal accounts attitudes - Published:17/10/07

Legal & General has surveyed populace in the UK on their opinions on the forthcoming individual accounts - and found the consequences to be "encouraging"The government is set to introduce individual accounts in 2012 in order to encourage people to s...

Negative equity stalks buyers - Published:17/10/07

The bleak spectre of negative equity - where homeowners' mortgages outweigh the value of their possessions - is rearing its unattractive head again as thousands of borrowers take out new, bigger loansreimbursement: Amy Hayward and Michael Shorter bo...

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Personal loans 'good' for car purchases - Published:17/10/07

Some two-fifths of Britons take out a personal loan to help them purchase a novel vehicle, research from Alliance & Leicester has shownBuying a second-hand car leftovers the most attractive reason to take on a competitive personal loan, with a quart...

Mortgage rip-off fees warning - Published:17/10/07

cash BACK: Alex Hammerstein was stung on increased fees - >> Find out how he reclaimed his mortgage costthat's the warning from one economist understand writing the report and join the 'reader comments' discuss: Property crashConsumer experts say so...

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Changing your credit card provider - Published:17/10/07

BBC News looks at what borrowers need to think when switching between credit card providersOne option for credit card holders who are struggling to pay off their balance is to switch to a new issuerMany credit certificate companies offer exceptional...

Rohner Replaces Jenkins as UBS Investment Bank Chairman - Published:17/10/07

After UBS announced their first quarterly defeat since 1998, the store has announced that new Chief Executive Marcel Rohner is to put back Huw Jenkins as Investment Bank ChairmanIn other changes to the organization structure, Chief Financial Officer...

Car insurance guide from AA insurance - Published:16/10/07

More Brits using online banking, expert says - Published:16/10/07

The number of UK consumers captivating advantage of online banking services is increasing, one expert has claimedIan Robinson, a senior researcher for consumer watchdog Which, said that his solid conducts an annual survey to assess the information o...

Shock report shows steep house price fall - Published:16/10/07

The housing market could be in a much worse condition than recently thought as figures nowadays showed house prices falling at their fastest rate for two yearsThe influential Royal organization of Chartered Surveyors' (Rics) account showed a shock i...

20% of homeowners overpaying - Published:16/10/07

News Companies & markets Investing authority portfolio Campaigns Mortgages & homesMortgage featuresInsurance customer advice Broadband & phones Retirement Saving & banking Credit & loans little business Tax & wills Message boards cash blog Tools & c...

Read More: 20% Of Homeowners Overpaying >>

Nationwide 25-year mortgage to be pulled from market - Published:16/10/07

According to new reports, the 25-year fixed-rate mortgage loan offered by Nationwide is set to be withdrawn from the marketplace on Thursday May 3rdNationwide shaped the mortgages to offer borrowers long-term fixed stability The novel mortgage had f...

Interest rate increases affect mortgage market - Published:16/10/07

The impact of a rising type of weather of interest rates is beginning to be felt in the housing marketplace, leading to a decline in the number of unparalleled buyers looking for interest only mortgages It is possible that the near future will see ...

Mortgage lenders gauge 'ability to pay' - Published:16/10/07

When thinking how much to lend, many mortgage companies think a consumer's ability to repay, rather than profits multiples, according to analysts from moneyfactscoukThe Council of Mortgage Lenders has exposed that the average first occasion buyer wi...

Check your finances - Published:16/10/07

The British Bankers' Association (BBA) recommends that customers put into practice a checklist format into their financial arrangementsAs part of the collection's Fit for Finance checklist, clientele are being asked to assess whether they pay their ...