Financial News Articles | Archive - November 2007

Latest Discounts And Deals #5 - Published:30/11/07

As the end of the week approaches, here are the latest money saving tips to get your teeth sunk into:store is offering 20% off all online instructions made between 24th November - 3rd December go into the promotional code FRIEND at the leave to qual...

Read More: Latest Discounts And Deals #5 >>

Nationwide sets overdraft rate - Published:30/11/07

Nationwide Building Society has set the authorised speed on all of its overdrafts at 99 per cent AERThe rate compares favourably with others obtainable by high street competitors and is available without having to disburse an arrangement fee from No...

Read More: Nationwide Sets Overdraft Rate >>

Higher mortgage costs denting confidence, index finds - Published:30/11/07

According to the Lloyds TSB Corporate Markets customer Barometer, higher mortgage costs as well as the increasing price of oil and food have hit consumer self-assuranceNearly three-quarters of those polled in November consider prices rose over the l...

Read More: Higher Mortgage Costs Denting Confidence, Index Finds >>

House prices fall 'fastest for 12 years' - Published:30/11/07

House prices tumbled at the fastest speed for more than a decade in November, as confidence in the property marketplace disappearedBritish mortgage lenders want us to remove our novel house price crash calculator understand writing more The Editor's...

Read More: House Prices Fall 'Fastest For 12 Years' >>

Green advice for mortgage holders - Published:30/11/07

Green improvements to a house can be the most profitable changes to a possessions a mortgage holder can make, an expert in the financial services industry saystechnological consultant for the National house Improvement Council Andrew Leech comments ...

Read More: Green Advice For Mortgage Holders >>

How To Buy Home Insurance - Published:30/11/07

It was a break off pan fire, three days before Christmas, and it put the entire kitchen alight As the entire family waited outside for the fire engine to arrive, surveillance the flames defeat up the walls, my mother suddenly almost involuntarily ma...

Read More: How To Buy Home Insurance >>

How To Avoid Paying Interest On Your Debts - Published:30/11/07

Until the mid-Nineties, if you had owed money on a credit card, then you only had one option: pay off this debt as soon as possible However, in the next semi of the Nineties, balance transfers made this a whole group easierHere's how balance transfe...

Read More: How To Avoid Paying Interest On Your Debts >>

Alliance & Leicester Mortgages reveals moving trends - Published:30/11/07

almost one-quarter (22 per cent) of homebuyers move house in the run-up to Christmas, according to investigate by Alliance & Leicester MortgagesThe figures reveal that 53 per cent of those changing homes during the holiday season do not expect that ...

Read More: Alliance & Leicester Mortgages Reveals Moving Trends >>

Xmas Savings Clubs A Year On From Farepak - Published:30/11/07

As Christmas approaches and the bills create to mount, I'm sure many of us are wishing we'd stashed absent more cash in advanceIt's a bit late in the daylight hours to save for this year's festivities, but if you diagram now, there are plenty of opt...

Read More: Xmas Savings Clubs A Year On From Farepak >>

Monthly mortgage lending continues record breaking streak - Published:30/11/07

sum mortgage lending hit a record £251 billion in April say information published by the Council of Mortgage Lenders (CML)The figure was 16 per cent up on April 2005, but nonetheless down on the month before demonstration is traditionally a mortgage...

Read More: Monthly Mortgage Lending Continues Record Breaking Streak >>

Reduction in number of IVAs reflected in latest figures - Published:30/11/07

The personal customer debt mountain in the UK has been the topic of major concern for a figure of years, with debt levels increasing towards the one and a half trillion pound mark in the UKAlso, towards the finish of 2006 information indicated that ...

Read More: Reduction In Number Of Ivas Reflected In Latest Figures >>

How is mortgage interest calculated? - Published:30/11/07

I have a mortgage with interest calculated on a daily foundation I would like to know what the calculation is that is second-hand to work this interest out SJ, DarlingtonDrew Wotherspoon, of mortgage broker John Charcol, replies: An intriguing query...

Read More: How Is Mortgage Interest Calculated? >>

Abbey managers apologise over overdraft bungle - Published:30/11/07

Red-faced managers at Abbey have been compulsory to apologise after a computer malfunction caused thousands of customer overdrafts to be cancelled, leaving them with hefty feesThe bank mechanically charged unauthorised overdraft fees and additional ...

Read More: Abbey Managers Apologise Over Overdraft Bungle >>

Don't get fooled by account 'freebies' - Published:30/11/07

Students should not decide their bank account simply on the 'free' rudiments associated with them, the British Bankers' Association (BBA) has commentedSpokesperson for the BBA, Brian fowl, says that rather than being attracted to additional incentiv...

Read More: Don't Get Fooled By Account 'Freebies' >>

Tesco Home Insurance increases Christmas cover - Published:28/11/07

Tesco Home Insurance customers can receive an extra ten per cent of inside cover during the holidaysThe offer on Tesco Home Insurnace runs from December 1st 2007 to January 15th 2008 and can be combined with any other discounts relating to a policyA...

Read More: Tesco Home Insurance Increases Christmas Cover >>

Homes rise £22,000 in a year - Published:28/11/07

News Companies & markets Investing authority portfolio Campaigns Mortgages & homesMortgage featuresInsurance Consumer advice Broadband & phones Retirement economy & banking Credit & loans little business Tax & wills Message boards Money blog Tools &...

Read More: Homes Rise £22,000 In A Year >>

Shop Till You Drop - Published:28/11/07

With so much financial doom and gloom suspended the festive season, many retailers have been anticipating the slowest December for yearsWe'll be custody a close eye, and reporting back, on how the Christmas sales are determining in Britain But as th...

Read More: Shop Till You Drop >>

Lloyds TSB: Consumers tightening spending - Published:28/11/07

Consumers have tightened their spending this month as rising numbers struggle to pay their bills, investigate by Lloyds TSB has shownAccording to the store's Corporate Markets Consumer Barometer survey for November, almost three-quarters (73 per cen...

Read More: Lloyds Tsb: Consumers Tightening Spending >>

Halifax Travel Insurance offers tips to holidaymakers - Published:28/11/07

Halifax Travel Insurance has obtainable advice to holidaymakers who are jetting off to sunnier climes this weekendProtests are scheduled at Heathrow Airport which could potentially disrupt people's journey plans However, airlines have no obligation ...

Read More: Halifax Travel Insurance Offers Tips To Holidaymakers >>

Barclays Reportedly Bankrolling Mugabe's Regime - Published:28/11/07

Barclays is reportedly providing substantial loans to associates of Robert Mugabe in Zimbabwe who have been given land in use from white farmers The bank is supposedly one of the main contributors to a Zimbabwean government system to boost farm prod...

Read More: Barclays Reportedly Bankrolling Mugabe's Regime >>

Mortgage lender cuts deal prices - Published:28/11/07

Mortgage lender coalition &Leicester has announced a lowering in the prices on a number of its productsThe changes, which will affect its assortment of fixed-rate mortgages, may suit borrowers who are interested in the security of a period for which...

Read More: Mortgage Lender Cuts Deal Prices >>

Savings message coming through - Published:28/11/07

Lucy Pope, spokesperson for LV=, supposed that such messages about saving for retirement and paying off amount overdue are now "coming through""The Government are doing quite a group in terms of educating populace and it is quite well documented in ...

Read More: Savings Message Coming Through >>

1m could see mortgage bill soar - Published:28/11/07

Up to a million homeowners who struck contemptible mortgage deals two years ago are about to sense the pinch with their repayments soaring by as much as a thirdPOLL: How high will tax have to go before you start having to think hard about your mortg...

Read More: 1M Could See Mortgage Bill Soar >>

Consolidation loans can lead to increased debt levels - Published:28/11/07

According to a new survey by Fool UK, many people that take out consolidation loans in a bid to try and reduce or control their debt levels actually finish up due even more moneyAccording to the results of the survey over 50% of those taking out thi...

Read More: Consolidation Loans Can Lead To Increased Debt Levels >>

Should you buy a US home? - Published:28/11/07

America's property boom is over It has long been predicted that a continued period of growth in the country would result in a downturn and considerable doom and darkness - now it's officialThis is Money has been named monetary Website of the Year in...

Read More: Should You Buy A Us Home? >>

Mortgage costs eat half all earnings says report - Published:28/11/07

Homeowners in the UK are spending semi their lives working just to cover their mortgage expenses, claims a report by The One accountAnd after covering their mortgage payments, 60 per cent then take on overtime so that they can afford the lifestyles ...

Read More: Mortgage Costs Eat Half All Earnings Says Report >>

Six weeks until Hips are here - Published:28/11/07

News Companies & markets Investing authority portfolio Campaigns Mortgages & homesMortgage featuresInsurance customer advice Broadband & phones Retirement Saving & banking Credit & loans Small commerce Tax & wills Message boards Money blog Tools & c...

Read More: Six Weeks Until Hips Are Here >>

Latest Discounts And Deals #3 - Published:27/11/07

It's the last week in November and that income there's many of Xmas shopping discounts and deals up for grabs To kick off this week, here are some novel money-saving offers burning off the press:The supermarket giants are gearing up for Christmas, w...

Read More: Latest Discounts And Deals #3 >>

NFU Mutual insurance warning - Published:27/11/07

Expensive aid bought and received by consumers during the Christmas period could surpass the financial wrap provided under their home insurance policy, NFU Mutual has warnedPeople looking to get cover for their valuables during the festive period ma...

Read More: Nfu Mutual Insurance Warning >>

Nationwide equity bond introduced - Published:27/11/07

Nationwide has announced that it will open a new tranche of its certain equity bond (GEB)From October 1st, the five-year bond provides guaranteed return on the original asset plus ten per cent, or up to 60 per cent of any increase in the worth of FT...

Read More: Nationwide Equity Bond Introduced >>

Rock Shares Worth No More Than 40p - Published:27/11/07

Today the Northern astound (LSE: NRK) board revealed its favoured offer to repay the £26bn that British taxpayers have so kindly lent to bail out the stricken storeShares in the Rock soared more than 40% on the information before settling back by mi...

Read More: Rock Shares Worth No More Than 40P >>

One quarter of house sales above IHT threshold - Published:27/11/07

People selling their homes, possibly to have enough money the mortgage on a novel residence, could find that they are paying inheritance duty (IHT) more often, it has been claimedAccording to figures from HBOS, one-quarter of homes in 62 areas are a...

Read More: One Quarter Of House Sales Above Iht Threshold >>

Barclays Bank Suffers October Hits - Published:27/11/07

Barclays are the latest bank to sense the effects of the credit disaster, with Britain’s third largest bank suffering a writedown of £800 million for October alone Since the create of the third quarter, Barclays have now suffered a £13 billion hit, ...

Read More: Barclays Bank Suffers October Hits >>

Alliance & Leicester account in 'Recommend a Friend' bonus - Published:27/11/07

Alliance & Leicester is giving consumers even more reasons to recommend one of its packages to a friendFor the whole of July, existing Alliance & Leicester account holders will be given a £50 incentive to recommend a wrap up to one of their friends,...

Read More: Alliance & Leicester Account In 'Recommend A Friend' Bonus >>

Pay Attention If You Earn Less Than £33,500 - Published:27/11/07

Stakeholder pensions were once thought of as the pallid knight which would come to the rescue of a very distressed UK retirement fund system The initiative saw many employers setting up make new schemes which promised easy access to employees across...

Read More: Pay Attention If You Earn Less Than £33,500 >>

Top Tips For Buying Life Insurance - Published:27/11/07

If there are people in your life who depend on you monetaryly, then life insurance is arguably your top monetary priority Forget pensions, savings and savings for a moment If your family relies on your income, how will they run financially should th...

Read More: Top Tips For Buying Life Insurance >>

Caution in the lifetime mortgages market - Published:27/11/07

in spite of a slight increase in the number of lifetime mortgages between 2005 and 2006, the size of the average lifetime loan fell somewhat, according to new figures released by the Council of Mortgage Lenders The move marks a careful be inclined i...

Read More: Caution In The Lifetime Mortgages Market >>

Bad Debtors Aren't Bad People - Published:27/11/07

As you may have understand writing elsewhere, Citizens' Advice has reported another huge add to in debt-related problems this year Debt enquiries have gone up 20% to 17m Also, over the history ten years, money owing problems have doubledIt's clear t...

Read More: Bad Debtors Aren't Bad People >>

Fraud apathy sends out a message to insurance giants, expert claims - Published:27/11/07

Some 21 per cent of populace in the UK believe that other people exaggerate insurance claims on a regular basis, according to the findings of a new poll from worldwide information solutions provider Experian Another finding of the survey was that 91...

Read More: Fraud Apathy Sends Out A Message To Insurance Giants, Expert Claims >>

Credit provider's body endorses CAB report - Published:27/11/07

The friendship of British Credit Unions (Abcul) has welcomed the arrival of a report that outlines evils many consumers face when they have benefits paid into their bank accountsevils cited by the report from the Citizens' Advice Bureau taxi include...

Read More: Credit Provider's Body Endorses Cab Report >>

Home insurance advocated for buy-to-let landlords - Published:27/11/07

A home cover provider has urged people with buy to let mortgages to consider arranging relevant cover protection, buy-to-let investors may be paying attention to knowAccording to figures from market research specialists Gfk NOP cited by banking inst...

Read More: Home Insurance Advocated For Buy-To-Let Landlords >>

Online banking is here to stay, says expert - Published:26/11/07

Read More: Online Banking Is Here To Stay, Says Expert >>

Buy to let will support mortgage market - Published:25/11/07

pay money for to let mortgages may continue to support the overall mortgage market, according to experts at Nationwide Buy to let continues to be buoyant, and this continuing strength could underpin a mortgage loan marketplace that slipped somewhat...

Read More: Buy To Let Will Support Mortgage Market >>

Brits want to escape with mortgage in sun - Published:25/11/07

Some 43 per cent of Britons are paying attention in taking out a mortgage in another country, with many wishing to escape the moist and cold of England, a study has shownData collated by Yorkshire Bank reveals the tendency, which may also point to t...

Read More: Brits Want To Escape With Mortgage In Sun >>

Alliance & Leicester PlusMortgage for first-time buyers - Published:25/11/07

Alliance & Leicester has recommended its PlusMortgage product to populace looking to pay money for their first homeThe offering combines a 100 per cent loan-to-value mortgage with a personal loan in a package that allows the borrower to create unlim...

Read More: Alliance & Leicester Plusmortgage For First-Time Buyers >>

Property owners could save £850m on offset homeowner loans, says IF - Published:25/11/07

UK possessions owners could save £850 million every year by switching to counterbalance homeowner loan mortgages, claims Intelligent FinanceTo compare mortgage speeds between offset and the regular best mortgage speed, homeowners could put aside an ...

Read More: Property Owners Could Save £850M On Offset Homeowner Loans, Says If >>

Fixed-rate mortgages causing concern - Published:25/11/07

Borrowers throughout the UK are pending to the end of their fixed-rate mortgage loans, and experts are warning that agreement fees could reason just as much of a shock as higher interest rates The second district of 2005, almost two existence ago, s...

Read More: Fixed-Rate Mortgages Causing Concern >>

How do I get rent deposit back? - Published:25/11/07

We have moved from a house we were renting but the letting manager will not answer my letters asking for our £1,200 deposit to be returnedThe owner of the house has confirmed by correspondence she is happy with its condition and asked the agents to ...

Read More: How Do I Get Rent Deposit Back? >>

LV= says financial advice is sinking in - Published:25/11/07

monetary advice which has been given to people about saving for the future is finally plummeting in, Liverpool Victoria (LV=) has claimedLV= spokesperson Lucy Pope supposed that messages about responsible monetary behaviour - such as those encouragi...

Read More: Lv= Says Financial Advice Is Sinking In >>

Ketchum Leaves Bank of America Post - Published:25/11/07

Following the news that the Bank of America proceeds had fallen 32% in the last district, Stephen Ketchum, head of media investment banking at the bank, has left his positionThe store has not disclosed the reasons for Ketchum’s departure, though las...

Read More: Ketchum Leaves Bank Of America Post >>

Prudential: State pension is not enough - Published:24/11/07

A reliance on condition pensions is not enough and people have been reckless with their retirement plans, an specialist has suggestedPrudential's Ali Crossley said that there would approach a day when people be sorry not taking responsibility for th...

Read More: Prudential: State Pension Is Not Enough >>

Nationwide house price forecast given - Published:24/11/07

Nationwide has delivered its home price forecast for 2008, predicting that property cost inflation will fall within the next yearFionnuala Earley, chief economist at Nationwide, said that although 2007 has been a "physically powerful year" in the ho...

Read More: Nationwide House Price Forecast Given >>

Abbey Banking: Britons do not budget - Published:24/11/07

Poor planning is at the spirit of Brits running out of money in the week before their pay is paid into their store account, new research revealsAbbey Banking says that 64 per cent of people run out of cash about five existence before they are paidNe...

Read More: Abbey Banking: Britons Do Not Budget >>

House prices on the rise says Halifax - Published:24/11/07

House prices in the UK rose to their uppermost levels in six months, a situation attributed to demand outstripping supply and a strong economy, according to the latest Halifax House Price IndexThe index is the largest survey of home prices in Britai...

Read More: House Prices On The Rise Says Halifax >>

Alliance & Leicester: Savings and assets outweigh debts - Published:24/11/07

The total value of investments and assets in the UK is approximately four times higher that that of the nation's mortgages and debts, according to coalition & LeicesterIn a new study, the corporation revealed the sum of people's savings and evenhand...

Read More: Alliance & Leicester: Savings And Assets Outweigh Debts >>

LV= income protection 'improved' - Published:24/11/07

These will make products easier to understand and more attractive to customers and their financial advisers, it saidNew skin of LV='s enhanced products, which have before won awards for excellence, comprise attractive rates for teachers and dentists...

Read More: Lv= Income Protection 'Improved' >>

John Charcol: Remortgaging could pay for school fees - Published:24/11/07

Parents have been told by a finance corporation that remortgaging their house could be the ideal solution to disburse for mounting train fees John Charcol states that remortgaging a property could be a viable alternative to receiving into further de...

Read More: John Charcol: Remortgaging Could Pay For School Fees >>

Lower costs of fixed-rate mortgages - Published:24/11/07

According to recent information, the influence of the Northern Rock disaster, growing uncertainty in the global credit market, and the anticipation of interest rate changes are causing lenders to slash rates on their fixed-rate mortgage loans Howeve...

Read More: Lower Costs Of Fixed-Rate Mortgages >>

Tighter laws are needed for housebuilders - Published:24/11/07

information Companies & markets Investing Power portfolio Campaigns Mortgages & homesMortgage featuresInsurance customer advice Broadband & phones Retirement Saving & banking Credit & loans Small business duty & wills Message boards cash blog Tools ...

Read More: Tighter Laws Are Needed For Housebuilders >>

Interest rates on hold - Published:24/11/07

The store of England had decided for the third month running to keep interest rates at 45 per centThe announcement came as little shock to analysts who mostly predicted that the financial Policy Committee (MPC) would stick by the rate for one month ...

Read More: Interest Rates On Hold >>

World's Largest Bank Reportedly Short of Capital - Published:24/11/07

There are fears across the global banking manufacturing that Citigroup may have to slash its dividend or sell assets as a result of a shortage of capital The doubts have arisen next CIBC World Markets’ prediction that Citigroup will need to lift £15...

Read More: World's Largest Bank Reportedly Short Of Capital >>

Nationwide launches equity bonds to help investors - Published:23/11/07

Read More: Nationwide Launches Equity Bonds To Help Investors >>

Is this Britain's cheapest town? - Published:23/11/07

Bargain hunters beware now one town is left in Britain where the average house can be snapped up for less than £100,000 - and not for much longerBARGAIN cellar UK: Lochgelly has been named as Britain's only town with standard homes costing less than...

Read More: Is This Britain's Cheapest Town? >>

Direct Line insurance cover increased for Christmas - Published:23/11/07

In the run-up to Christmas, Direct Line has announced that it is rising its home contents insurance to cover giftsThis type of Direct Line insurance cover will be raised by £5,000 or ten per cent of the figure insured - whichever is greaterThe bonus...

Read More: Direct Line Insurance Cover Increased For Christmas >>

Slight correction predicted for US equities market - Published:23/11/07

The US equities marketplace is likely to experience a "slight alteration" in the short-term, it has been claimedAna Rivero, head of strategy at Santander Asset organization , said that although the Nasdaq has performed relatively well in 2007, the p...

Read More: Slight Correction Predicted For Us Equities Market >>

Mortgage families feeling the pinch - Published:23/11/07

Mortgage borrowers emotion the pinch from their repayments may be cutting down on their other levels of expenditureThe news was a further revelation from the coalition &Leicester ‘borrowing monitor’ report, which investigated the monetary pressure o...

Read More: Mortgage Families Feeling The Pinch >>

Prudential says save early for retirement - Published:23/11/07

It is best for people to create saving for retirement as early as likely, Prudential has claimedAli Crossley, Prudential retirement insurance director, supposed that putting money into savings accounts, property and assets is an essential part of pr...

Read More: Prudential Says Save Early For Retirement >>

Mortgage Express unveils self-certification mortgage - Published:23/11/07

Financial services provider Mortgage Express has unveiled particulars of a new self-certification mortgage, which may be of interest to self-employed entrepreneursAvailable now, the novel product is a two-year self-certification mortgage with repaym...

Read More: Mortgage Express Unveils Self-Certification Mortgage >>

London's Coolest Property Spot - Published:23/11/07

The increasing prices of houses have left those searching for their first homes in a difficult place as affordability has reached its highest ever level Nevertheless, new research has revealed that some exciting deals can be found if populace extend...

Read More: London's Coolest Property Spot >>

Comprehensive insurance package 'a must' for holidaygoers - Published:23/11/07

By taking out a comprehensive insurance package, populace going on holiday can counter the threat of a crowd of problematic moments they may encounter on their vacationinvestigate carried out by Halifax Travel Insurance has found that over four-fift...

Read More: Comprehensive Insurance Package 'A Must' For Holidaygoers >>

Pay 0% Interest On Your Spending - Published:23/11/07

The market for credit card balance transfers is surely a spirited one, so you'd think card companies would be doing everything they can to come first your business It‘s surprising then that cards which charge 0% interest on equilibrium transfers and...

Read More: Pay 0% Interest On Your Spending >>

Stamp duty changes fail first time buyers, mortgage holders told - Published:23/11/07

coalition and Leicester has expressed its disappointment at chancellor Gordon chocolate's refusal to contemplate abolishing stamp duty for first-time buyers (FTBs), in news that may be of interest to many prospective mortgage holdersAccording to res...

Read More: Stamp Duty Changes Fail First Time Buyers, Mortgage Holders Told >>

How to beat mortgage rate shock - Published:22/11/07

One-and-a-half million homeowners face massive sum hikes as their fixed-rate mortgages come to an end between now and the end of next yearBritish mortgage lenders want us to take away our new house cost crash calculator Read more The Editor's BlogLe...

Read More: How To Beat Mortgage Rate Shock >>

Property inflation back to single figures - Published:22/11/07

Fears that the accommodation market is stalling were raised today as figures showed possessions prices barely rose last monthWhat's the property rumor See what This is Money readers have to say and split your views on the message boardsIt is the slo...

Read More: Property Inflation Back To Single Figures >>

High Yield Picks In A Troubled Market - Published:22/11/07

New readers on the High Yield Portfolio board inquire frequently about which shares to select for their High give way Portfolios (HYP) Often they put up a list and seek remark on it from other readersAs many possible HYP shares have fallen piercingl...

Read More: High Yield Picks In A Troubled Market >>

Halifax warns home improvers - Published:22/11/07

Home improvement-hungry British homeowners are being confident to make sure they possess a comprehensive insurance wrap up to cater for any eventualitiesAccording to research carried out by Halifax Home cover, Britons spend almost £10 billion each y...

Read More: Halifax Warns Home Improvers >>

Bank of England Urged to Cut Emergency Loan Rate - Published:22/11/07

The British storeers’ Association (BBA) has urged the store of England to inferior its rate for emergency loans to banks during times of market turbulence The friendship recommended the bank should alleviate its penalty speed of 1 per cent above the...

Read More: Bank Of England Urged To Cut Emergency Loan Rate >>

Alliance & Leicester specialist mortgage deals announced - Published:22/11/07

Alliance & Leicester has announced a range of novel specialist mortgage deals, to be available from imposing 7thTwo prime self-cert and two near-prime packages are to be sold The first prime self-cert has a two-year set rate of 614 per cent, while t...

Read More: Alliance & Leicester Specialist Mortgage Deals Announced >>

Fixed-rate mortgages 'still popular' - Published:22/11/07

UK consumers are continuing to fixed-rate mortgages in their information, new information from the Council of Mortgage Lenders (CML) showSome 89 percent of unparalleled buyers and 73 per cent of house movers took out a fixed-rate loan in May, the CM...

Read More: Fixed-Rate Mortgages 'Still Popular' >>

CML triples '06 house price growth prediction - Published:22/11/07

Mortgage lenders have revised their figures for house cost growth this day substantially upwards, from a two per cent estimate in February to seven per centThe Council of Mortgage Lenders (CML) tripled its annual estimates following improved than ex...

Read More: Cml Triples '06 House Price Growth Prediction >>

Mortgages direct forecast first-time buyer problems - Published:22/11/07

In the current climate of rising interest tax, already over-stretched first-time buyers could start to face major affordability issues Mortgages Direct have taken the gauge of urging the Bank of England to hold off on another interest rates add to t...

Read More: Mortgages Direct Forecast First-Time Buyer Problems >>

OFT launches PPI probe - Published:22/11/07

The place of work of Fair Trading has launched an investigation into payment protection cover (PPI) sold with loans and credit cardsThe study was launched in response to complaints by the Citizens Advice Bureau, which claims that (PPI) is mis-sold, ...

Read More: Oft Launches Ppi Probe >>

Banking customers hiding accounts from partners, financing study indicates - Published:22/11/07

A new financing survey has revealed that thousands of populace may be beating banking details from their other halvesAccording to an online reader survey by financial organisation The Motley trick, one in 18 British people confess that they have ban...

Read More: Banking Customers Hiding Accounts From Partners, Financing Study Indicates >>

Monday's MoneySaving Tips - Published:21/11/07

There are about 5 weeks until Christmas, and many of us are starting to think about responsibility our Christmas shopping - unless of route you're one of the organised few that's chosen their aid, bought them and wrapped them up alreadySo we conside...

Read More: Monday's Moneysaving Tips >>

Buy Your First Home For Less - Published:21/11/07

home prices appear to be slowing down at the moment, but many potential unparalleled buyers still can't afford to get on the ladderAnd even if they can afford the asking price for their hors d'oeuvre home, they still need to pay mortgage fees, put d...

Read More: Buy Your First Home For Less >>

London home information pack exemption demand rejected, mortgage holders told - Published:21/11/07

Calls for London to be left out of the first roll out phase for home in order packs have been rejected, mortgage holders may be interested to learnThis week, the nationwide Association of land Agents demanded that London be exempted amid fears there...

Read More: London Home Information Pack Exemption Demand Rejected, Mortgage Holders Told >>

Savers Withdraw 14 Billion Pounds from Bank - Published:21/11/07

Northern astound has seen 60% of the deposits held at the bank withdrawn since it was forced to ask for emergency funding from the Bank of England Savers have misplaced confidence in the bank since the news, with a total of £14 billion reserved, inc...

Read More: Savers Withdraw 14 Billion Pounds From Bank >>

Householders urged not forget garages - Published:21/11/07

populace are being advised to make sure that they do not not remember the contents of their garage when they review their house insurance policiesAccording to Legal &General, research by the RAC base discovered that approximately 60 per cent of hous...

Read More: Householders Urged Not Forget Garages >>

Ten Banks Accused Of Misleading Customers - Published:21/11/07

First, The Office of Fair Trading (OFT) launched a maintain against eight banking groups (ten banks in sum about their charges (Read What's Happening With Bank Charges for the backdrop) The banks responded with a defence and a counterclaim Now, the ...

Read More: Ten Banks Accused Of Misleading Customers >>

Buy-to-let on landlord's salary - Published:21/11/07

High house prices and falling rents are most important buy-to-let lenders to present mortgages based on landlords' salaries rather than letting valueCASH PILE: Almost £95bn value of buy-to-let mortgages were outstanding at the end of 2006 and lender...

Read More: Buy-To-Let On Landlord's Salary >>

People put off investing - Published:21/11/07

A review conducted by YouGov on behalf of Riley - independently insured investment from Royal London - found that three per cent of respondents said they put most of their money in stock market savings , while a total of 20 per cent supposed they ha...

Read More: People Put Off Investing >>

AXA insurance rates adjusted - Published:21/11/07

height Life Cover, Decreasing Life Cover, Guaranteed height Life or Earlier Critical sickness Cover and Guaranteed Decreasing Life or Earlier Critical Illness wrap are the AXA insurance products that have been affectedSome 45 per cent of premiums ha...

Read More: Axa Insurance Rates Adjusted >>

Interest rate held at 5.75 per cent - Published:21/11/07

The Bank's financial policy committee decided to keep the rate unchanged amid expectancy that the consumer cost index of inflation will remain around two per centWith this expected percentage being in line with the government's aim, it was deemed un...

Read More: Interest Rate Held At 5.75 Per Cent >>

£500 mortgage shock as fixed rates expire - Published:21/11/07

More than a million homeowners face a bound in mortgage payments of up to 60% when their contemptible fixed-rate deals finish Analysts fear the impact will result in a surge in repossessionsBritish mortgage lenders want us to take away our new house...

Read More: £500 Mortgage Shock As Fixed Rates Expire >>

Use it or lose it B&B warns on tax free saving - Published:21/11/07

Three quarters of savers in the UK are absent out because they are failing to take advantage of duty breaks available on their investments, says Bradford & BingleyWhile 61 per cent of all adults in the UK have a investments explanation, only a quart...

Read More: Use It Or Lose It B&B Warns On Tax Free Saving >>

Lenders pull fixed-rate mortgages - Published:21/11/07

With expectation strong for a further Bank of England decision to raise base interest tax once again next month, mortgage lenders have started to pull fixed-rate mortgage loans off the marketplaceAlliance and Leicester made the first move, pulling t...

Read More: Lenders Pull Fixed-Rate Mortgages >>

Buy-to-let mortgage market growing, study shows - Published:21/11/07

The buy-to-let mortgage market is continuing to show strong enlargement as landlords are confident in their investment, according to an expertNigel Terrington, chief executive of the Paragon group, has supposed that buy-to-let borrowers regard their...

Read More: Buy-To-Let Mortgage Market Growing, Study Shows >>

More than one in four pensioners happy to carry debts to their grave - Published:21/11/07

More than a quarter of all pensioners say that they are counting on death to catch up with them earlier than their bank managersResearch for monetary analysts Sesame found that 27 per cent of pensioners expect to take their amount overdue with them ...

Read More: More Than One In Four Pensioners Happy To Carry Debts To Their Grave >>

Yorkshire Bank hosts vodka sessions to boost profile of Polish banking services - Published:21/11/07

journey InsuranceYorkshire Bank hosts vodka sessions to boost profile of Polish banking servicesYorkshire Bank has attempted to raise consciousness of its novel Polish banking services by hosting a vodka-tasting event in Leeds The promotional initia...

Read More: Yorkshire Bank Hosts Vodka Sessions To Boost Profile Of Polish Banking Services >>

Logjam may force down property prices - Published:20/11/07

The London possessions market is stuck in a logjam that could lead to a sharp fall in prices, land agents have warnedBritish mortgage lenders want us to remove our novel home price crash calculator Read more The Editor's BlogOver-optimistic sellers ...

Read More: Logjam May Force Down Property Prices >>

The Worst Xmas Shopping Rip-Off... Ever! - Published:20/11/07

I was in BHS previous this week, shopping for some new furniture and quietly minding my own business As I was sitting on a divan and eyeing up the price-tag, a supermarket assistant came up to me with a big smile on her face "Would you like to take ...

Read More: The Worst Xmas Shopping Rip-Off... Ever! >>

Post Office mortgage rate cut - Published:20/11/07

The three-year fixed-rate mortgage offered by the Post Office has had its rate cut to 564 per cent, it has been announcedAble to be taken out on up to 95 per cent of a home's worth, the Post Office mortgage is available for a fixed agreement fee of ...

Read More: Post Office Mortgage Rate Cut >>

Equity release shrugs off poor reputation - Published:20/11/07

Equity release - where big homeowners unlock money from their property, often to boost a meagre retirement fund - has a bad namecensus: Equity-rich, cash-poor pensioners are increasingly cashing in on the value of their home If you are, what option ...

Read More: Equity Release Shrugs Off Poor Reputation >>

Affordability questions raised after latest mortgage update - Published:20/11/07

The subject of affordability has raised its head again following the publication of new mortgage statistics from one of the UK's main mortgage lenders Statistics from Nationwide Building Society suggest that prospective mortgage holders are shelling...

Read More: Affordability Questions Raised After Latest Mortgage Update >>

Lloyds TSB Insurance offers 'improved cover' - Published:20/11/07

A variety of improvements have been made to Lloyds TSB insurance regarding buildings and inside cover, the company has announcedThe changes include an unlimited cover on contents insurance, which before had a £50,000 limitAlternative somewhere to li...

Read More: Lloyds Tsb Insurance Offers 'Improved Cover' >>

Million pound property sales triple - Published:20/11/07

The number of million hit properties sold around the UK has tripled over recent years, which could be of interest to those holding a mortgage, a new review suggestsConducted by Halifax Estate Agents, this latest study finds that five existence befor...

Read More: Million Pound Property Sales Triple >>

Are Your Savings Safe? - Published:20/11/07

The praise crunch and the ensuing debacle at Northern Rock has undermined self-assurance in the UK banking system giving many savers the jitters over the security of their cash Even the upgraded protection provided by the Financial Services Compensa...

Read More: Are Your Savings Safe? >>

Leading Banks Suffer Credit Crisis Consequences - Published:20/11/07

Three of Britain’s main banks lost £14 billion of the market value in two days last week, amongst doubts of a impending crisis Barclays, the Royal store of Scotland and HSBC were the banks to suffer, with Barclays the worst affectedinformation had s...

Read More: Leading Banks Suffer Credit Crisis Consequences >>

Alliance & Leicester personal loan rate 'best in the UK' - Published:20/11/07

obtainable from September 17th to November 4th, the new interest rate is 63 per cent and is on offer to new customers as well as existing Premier and Premier straight customers"We continue to offer our customers most excellent of breed deals across ...

Read More: Alliance & Leicester Personal Loan Rate 'Best In The Uk' >>

Abbey savings account 'has market leading rate' - Published:20/11/07

The Abbey investments account, known as eSaver Direct, requires a minimum opening equilibrium of £1 and provides a 640 per cent gross rateAdditionally, the Abbey investments account offers a bonus of 040 per cent for the 12 months after it is opened...

Read More: Abbey Savings Account 'Has Market Leading Rate' >>

Consumers urged to "pay attention" to long-term savings - Published:20/11/07

There can sometimes be a "head in the sand mentality" among people when it comes to economy for retirement , it has been claimedRichard Sheppard, skull of pensions for AWD Chase De Vere, suggested that populace often get sidetracked by mortgage repa...

Read More: Consumers Urged To "Pay Attention" To Long-Term Savings >>

96 minutes to choose a home - Published:20/11/07

Homebuyers use an average of 96 minutes viewing a property before making an present, research reveals They spend longer - an average of 139 minutes - choosing their annual festivalAfter speeding up into their purchase, half of all movers find unexpe...

Read More: 96 Minutes To Choose A Home >>

Mortgage levels start to fall - Published:20/11/07

For many months manufacturing professionals have been surprised at the continuing thriving mortgage industry, despite rising possessions prices and rising interest ratesHowever, it seems that the fourth rise in interest rates in the space of a day a...

Read More: Mortgage Levels Start To Fall >>

Five-step mortgage makeover - Published:20/11/07

Whether you're a property romantic or pessimist, one thing seems sure for homeowners: bigger bills are on the wayDon't miss your chance to tell us what you think of This is Money and help us form its futureSorting your finances is simple, so simple ...

Read More: Five-Step Mortgage Makeover >>

UK in mood to save says report - Published:20/11/07

The UK is collectively sobering up and doing the responsible thing, economy its money for the future rather than spending it on the far above the ground street, says a new reportThe Legal & universal MoneyMood survey has shown that across the countr...

Read More: Uk In Mood To Save Says Report >>

UBS Top European Mergers and Acquisitions Rankings - Published:20/11/07

UBS earned more fees from European mergers and acquisitions between January and September than any other store, making it the bank’s best ever nine-month presentation in the European Mergers and Acquisitions rankings Data from Thomson monetary shows...

Read More: Ubs Top European Mergers And Acquisitions Rankings >>

Tesco: Insurance decisions important for Britons - Published:19/11/07

investigate conducted by Tesco has revealed that consumers have lost a sum of £750 million over the past year due to choosing the incorrect insuranceAccording to Tesco, choosing the incorrect insurance has cost each consumer an standard of £736 apie...

Read More: Tesco: Insurance Decisions Important For Britons >>

Post Office Christmas club to be launched in 2008 - Published:19/11/07

A new Post Office Christmas club has been announced for 2008, which could give UK customers a way to save up to buy giftsTo be available at all Post Office branches from January, the scheme will require a minimum solitary deposit of £5 and a maximum...

Read More: Post Office Christmas Club To Be Launched In 2008 >>

Nationwide fixed-rate bond 'unveiled' - Published:19/11/07

Nationwide Building Society has launched a new variety of fixed-rate bonds offering "guaranteed income for savers"One-year fixed-rate and two-year loyalty fixed-rate bonds will be available under the Nationwide umbrella, with fixed-rate e-ties also ...

Read More: Nationwide Fixed-Rate Bond 'Unveiled' >>

Mortgage holders urged to get the best deal - Published:19/11/07

populace struggling to balance their finances ought to ensure that they have the most suitable mortgage deal for their circumstances, it has been claimedDerek Oakley, bankruptcy director of Debt Free Direct, said that people experiencing financial c...

Read More: Mortgage Holders Urged To Get The Best Deal >>

halifax warns dog owners of importance of exercise - Published:19/11/07

Dog owners in the UK could be making sufficient pet insurance more of a necessity for themselves than they need to by not exercising their animals, according to novel researchHalifax Pet cover has claimed that 80 per cent of dogs in the UK do not re...

Read More: Halifax Warns Dog Owners Of Importance Of Exercise >>

Barclays gift card 'just in time for the holidays' - Published:19/11/07

A new Barclays gift card has been introduced which could assist shoppers take care of those hard-to-buy presentsAny amount between £10 and £300 can be added to the Barclays gift certificate, which can then be adorned with the recipient's name and an...

Read More: Barclays Gift Card 'Just In Time For The Holidays' >>

What Do Buyers Want? - Published:19/11/07

If you're thoughts of selling your property, it's important to know what buyers want Then you can create changes to try and make your property as saleable as likelyThis is also helpful information if you're thinking about buying Your top priority co...

Read More: What Do Buyers Want? >>

Offshore investors told to do their homework - Published:19/11/07

People considering moving their money offshore should ensure that they have researched the marketplace and have sought professional advice, it has been claimedAccording to Rhiannon Williamson, director of Shelter Offshore, investors should not make ...

Read More: Offshore Investors Told To Do Their Homework >>

Mortgages about to rocket for millions - Published:19/11/07

According to a new report by the council of mortgage lenders (CML), about 2 million homeowners could be facing the end of their fixed-rate mortgage loans For the vast majority, loan costs will skyrocket, leaving many opposite repayments 50 per cent...

Read More: Mortgages About To Rocket For Millions >>

Nationwide offers 25-year fix mortgage - Published:19/11/07

News Companies & markets Investing Power collection Campaigns Mortgages & homesMortgage featuresInsurance customer advice Broadband & phones Retirement Saving & banking Credit & loans Small business Tax & wills communication boards Money blog Tools ...

Read More: Nationwide Offers 25-Year Fix Mortgage >>

Buy-to-let mortgages 'growing in popularity' - Published:19/11/07

Buy-to-let mortgages now stand for a significant part of financial advisers' business, according to a novel reportResearch by Mortgage Trust found that advisers now believe that such mortgages make up 21 per cent of their businessJohn Heron, managin...

Read More: Buy-To-Let Mortgages 'Growing In Popularity' >>

Sisters keeping it to themselves - Published:19/11/07

One in every five women in the UK admit to lying to their partners about the cost of novel purchases, says new investigate for first directAlmost a fifth said that they keep a secret stash of savings and a further fifth said that they did not inform...

Read More: Sisters Keeping It To Themselves >>

Liberation gets stay of execution - Published:19/11/07

Liberation, the paper that has been a bastion of the French left for three decades, has been known six months to resolve its monetary troublesThe paper, whose founders included writer Jean-Paul Sartre, has seen its circulation glide in recent years ...

Read More: Liberation Gets Stay Of Execution >>

Food Prices Are Getting Hotter - Published:17/11/07

Apparently the Shanghai branch of Britain's favourite grocer announced two weeks ago that it would sell 3,000 bottles of cookery oil at half price Huge queues formed outside the amass and when the doors opened, there was a charge Nineteen people, mo...

Read More: Food Prices Are Getting Hotter >>

British consumers 'to spend 53 billion during the holidays' - Published:17/11/07

wwwmoneynewscouk > General finance > British consumers 'to use £53 billion during the holidays'It is anticipated that consumers in the UK will use a total of £53 billion over the course of the Christmas period, according to Apacs, the UK's payments ...

Read More: British Consumers 'To Spend 53 Billion During The Holidays' >>

Property 'vulnerable', warns Bank guru - Published:17/11/07

Bank of England housing spiritual leader Kate Barker has warned that far above the ground house prices have left the UK vulnerable to a significant property downturnVULNERABLE: High house prices have absent the UK property market at risk of a main c...

Read More: Property 'Vulnerable', Warns Bank Guru >>

The Nicest Christmas (Credit) Cards - Published:17/11/07

With Christmas Day less than seven weeks away, our yearly Yuletide expenditure spree has already begun Indeed, we Brits will spend around £53 billion over the Christmas period, according to banking payments collection APACS Of this total, over £22 b...

Read More: The Nicest Christmas (Credit) Cards >>

NAEA "relieved" at BoE rates hint - Published:17/11/07

The National Association of land Agents (NAEA) has welcomed the store of England's suggestion that the base rate of interest is likely to be reduced next year, which may be good news for mortgage holders Peter Bolton ruler, chief executive of the NA...

Read More: Naea "Relieved" At Boe Rates Hint >>

Legal & General: Insurance important for garages - Published:17/11/07

populace should make sure that their household insurance also provides cover for what is contained in garages, Legal & universal has suggestedThe company cited investigate from the RAC Foundation which states that 60 per cent of hoemployholds employ...

Read More: Legal & General: Insurance Important For Garages >>

Mortgage collapse leaves Barclays with over 1 billion pounds write down - Published:17/11/07

According to reports from the monetary services industry today, Barclays have written down some £13 billion of possessions to cover losses related to the fall down of the US subprime mortgage lending market also, Barclays revealed that the crisis is...

Read More: Mortgage Collapse Leaves Barclays With Over 1 Billion Pounds Write Down >>

PROPERTY PRICE DIVIDE WIDENING - Published:17/11/07

THE North-South house cost divide is widening for the first time in four years, according to Britain's main mortgage lender HalifaxPrices across the UK rose by an average of £71 a day last month - sparking yet more fears of senior interest ratesBut ...

Read More: Property Price Divide Widening >>

How To Look Drop Dead Gorgeous For £23.33 - Published:17/11/07

Believe it or not, before I joined the Fool and learnt its Foolish habits, I used to be a bit of a financial crash-dieter I would spend weeks diligently saving the pennies and nonparticipation from luxury - then get so depressed that I'd demonstrati...

Read More: How To Look Drop Dead Gorgeous For £23.33 >>

Barclays Personal Loans reveals drivers are fed up - Published:17/11/07

Rising fuel prices and traffic jams were exposed as the major complaints of British motorists polled by Barclays Personal LoansThe study asked 2,317 adults about their main irritations when driving and found that fuel costs, traffic, parking limits,...

Read More: Barclays Personal Loans Reveals Drivers Are Fed Up >>

North-east ranked top for secret banking accounts - Published:17/11/07

The north-east of England has emerged as the part of the country where most populace keep banking accounts behind their partner's backsAccording to a new study from financial services supplier Abbey Current financial records, people in north-east ci...

Read More: North-East Ranked Top For Secret Banking Accounts >>

Abbey savings bonds released - Published:17/11/07

A novel tranche of fixed-term branch-based savings accounts have been launched by Abbey, the bank announcedThe Abbey savings bonds present up to 635 per cent gross and can be purchased in three and six-month termsReza Attar-Zadeh, manager of savings...

Read More: Abbey Savings Bonds Released >>

20% of mortgage holders are paying over the odds on their mortgage loan. - Published:17/11/07

According to recent information around 20% – or one in five – mortgage holders in the UK are paying method over the odds on their mortgage loanThe research shows that twenty percent of mortgage holders wait with the least competitive deal that is on...

Read More: 20% Of Mortgage Holders Are Paying Over The Odds On Their Mortgage Loan. >>

UK banks are stalling IVAs - Published:17/11/07

Despite claims by many of the UK's money owing advisers that the period from January to demonstration 2007 is likely to be their busiest ever, a figure of listed UK consumer money owing advisers have recently seen as much a one-third of their share ...

Read More: Uk Banks Are Stalling Ivas >>

Prices rise as gazumping returns - Published:17/11/07

home prices rose at the fastest rate in more than four existence in September, with gazumping returning as more buyers chased less propertiesMINI-BOOM: Property prices in London and the South East are rising fast as more buyers chase less homes for ...

Read More: Prices Rise As Gazumping Returns >>

Christmas spenders to be prudent this year - Published:17/11/07

Only one out of ten people across the UK will pay for the cost of their Christmas spending this day through extra borrowing, according to a new reportResearch from credit report provider MyCallcredit found that nine out of ten populace prefer to dis...

Read More: Christmas Spenders To Be Prudent This Year >>

Abbey Current Accounts reveals cost of poor packing - Published:17/11/07

Brits waste more than £350 million a year by deteriorating to pack their suitcases efficiently, according to novel surveyThe research from Abbey found that 21 per cent of British holidaymakers have to buy substance on arrival because they forgot som...

Read More: Abbey Current Accounts Reveals Cost Of Poor Packing >>

Fresh home insurance warnings over bonfires - Published:16/11/07

Yet another home insurance company has verbal out about the potential dangers of uncontrolled fires and unsafe fireworks on November 5thPost Office, which provides an extensive range of financial armed forces and house insurance products to its cust...

Read More: Fresh Home Insurance Warnings Over Bonfires >>

Nationwide mortgage series 'relaunched' - Published:16/11/07

Nationwide has announced that a number of its mortgages will be given various new rates from the create of trading tomorrowTwo, three, five and ten-year fixed-rate mortgages are all set to be relaunched on Wednesday, with two-year fixed-rate mortgag...

Read More: Nationwide Mortgage Series 'Relaunched' >>

US mortgage disaster hits HSBC again - Published:16/11/07

The largest bank in Europe, HSBC, is probable to release news this week of further hits from contact to the US subprime mortgage lending market fall down Reports in the Sunday ID indicated that HSBC would reveal as much as $1 billion hit in results ...

Read More: Us Mortgage Disaster Hits Hsbc Again >>

Study shows a third of people want banking independence from their partners - Published:16/11/07

A third of banking clientele without a partner admit they would not similar to to open a joint account when they find love, a new financing survey showsinvestigate from Alliance and Leicester present Accounts has found that 31 per cent of singletons...

Read More: Study Shows A Third Of People Want Banking Independence From Their Partners >>

More cars, less accidents - Published:16/11/07

automobile insurance firm Admiral has reported that households with more than one vehicle are less likely to be involved in accidents than those with a single automobileAnalysing data from 200,000 accident claims , the solid noted that households wi...

Read More: More Cars, Less Accidents >>

Remortgage to beat the rate rise - Published:16/11/07

After the hike in interest tax to 55% many homeowners will be hunting for novel mortgage dealsWith the fourth rise in less than a year having been extensively predicted well in advance, many lenders had already priced it into their mortgage ranges w...

Read More: Remortgage To Beat The Rate Rise >>

Mortgage holders could benefit from home information packs changes, analyst hints - Published:16/11/07

The details unveiled by the government for the completion of home in order packs have been welcomed by the Association of Home in order Pack ProvidersThis week, a government consultation has outlined in more detail how house information packs will b...

Read More: Mortgage Holders Could Benefit From Home Information Packs Changes, Analyst Hints >>

Almost half online finance seekers face 5-figure debts, says poll - Published:16/11/07

An online poll has found that 47 per cent of respondents have five-figure amount overdue outstanding on their credit cards, homeowner loans and overdraftsThe organisers of the poll also revealed that nine out of ten people looking for online finance...

Read More: Almost Half Online Finance Seekers Face 5-Figure Debts, Says Poll >>

Buy-to-let market expected to keep growing - Published:16/11/07

In news that may be of interest to many landlords, the buy-to-let mortgage division has been tipped to experience a sustained go up in demand over the next 12 monthsAccording to a survey of mortgage brokers by specialist financial armed forces provi...

Read More: Buy-To-Let Market Expected To Keep Growing >>

Credit card Christmas hangovers predicted - Published:16/11/07

CREDIT CARDS near to the ground RATE CREDIT CARDSSTUDENT CREDIT CARDS0% APR CREDIT CARDSCREDIT CARDS ONLINEBALANCE TRANSFERSUK residents dependent on a credit card to finance their festivities this year could end up with a ten-year hangover, accordi...

Read More: Credit Card Christmas Hangovers Predicted >>

Credit card fraud crackdown announced - Published:16/11/07

Apacs, the UK payments association, is to side up with the UK Petroleum Industry friendship in a bid to stamp out credit card fraudThe two organisations have announced the open of a new nationwide Fraud Prevention Campaign, designed to protect the m...

Read More: Credit Card Fraud Crackdown Announced >>

Have A Night Out For Less! - Published:15/11/07

A friend of mine phoned me a pair of nights ago to complain about the lack of occasion she and her partner seem to get together Since having a baby a couple of existence ago they've found themselves on a taut budget, so a simple night out has become...

Read More: Have A Night Out For Less! >>

Leeds Building Society launches new mortgages for first time buyers - Published:15/11/07

Leeds Building civilization has unveiled a host of new mortgage deals, which may be of interest to first time buyers looking to arrange their first mortgageAmong the monetary services provider's new mortgages is a three-year fixed-rate contract, whi...

Read More: Leeds Building Society Launches New Mortgages For First Time Buyers >>

Cerberus Joins Bank Takeover Race - Published:15/11/07

Cerberus has joined the Northern Rock takeover contest, joining the Virgin-led consortium and JC plants in the running for the bank Private equity corporation Cerberus is being backed by GMAC, in which Cerberus owns a 51% bet, with the other 49% ow...

Read More: Cerberus Joins Bank Takeover Race >>

First-Time Buyers Need Help! - Published:15/11/07

I'm a relatively youthful Foolish writer who is yet to get my foot on the property ladder So mortgages for first-time buyers is a subject close to my heartSadly, trade your first house has rarely been less affordable, according to the Council of Mor...

Read More: First-Time Buyers Need Help! >>

Rising fortunes of coastal towns - Published:15/11/07

British seaside towns have become hot property over new years, but while Cornwall, Dorset and Devon clutch the headlines, homebuyers can still combine bargain prices and quality of existence on the coastA new report has optional buyers looking at le...

Read More: Rising Fortunes Of Coastal Towns >>

More cars, less accidents - Published:15/11/07

Car insurance solid Admiral has reported that households with more than one vehicle are less likely to be involved in accidents than those with a solitary carAnalysing data from 200,000 accident claims , the solid noted that households with two or m...

Read More: More Cars, Less Accidents >>

News: Homeowners Are Feeling The Pinch - Published:15/11/07

Families with mortgages are feeling the pinch of five new rate rises, and are borrowing and economy less as a result, a new survey has foundThe latest ‘borrowing check' from Alliance & Leicester, which quizzed 2,245 people, has revealed that many mo...

Read More: News: Homeowners Are Feeling The Pinch >>

What's The Point Of Saving? - Published:15/11/07

Here's a simple question for you: what's the tip of economy Why bother spending less money today just so you can put away cash for tomorrowI think that the answer is deceptively simple The reason why we put cash sideways nowadays is so that we'll ha...

Read More: What's The Point Of Saving? >>

Can The State Pension Survive? - Published:15/11/07

The UK has the worst condition pension provision among 25 European countries, according to an international appraisal conducted by Aon Consulting This is the next year running that the firm's European Pensions Barometer appraisal found UK pensions t...

Read More: Can The State Pension Survive? >>

Alliance and Leicester new range of mortgages - Published:15/11/07

A new new range of mortgage loans from Alliance and Leicester apparently present ‘great value for money ’ to both their new and existing clientele The revision in choice and price of mortgages offered comes following another store of England bottom ...

Read More: Alliance And Leicester New Range Of Mortgages >>

Arla reveals buy-to-let predictions - Published:15/11/07

Buy-to-let investment landlords are expecting to put in to their portfolios in the coming months as loans remain comparatively low, according to the latest data from the Association of Rental hire Agents (Arla)In its quarterly update, Arla revealed ...

Read More: Arla Reveals Buy-To-Let Predictions >>

Churchill car insurance online benefits - Published:15/11/07

Churchill has described the compensation of booking car insurance with the company via its websiteAccording to Emma Holyer, spokeswoman for the insurer, the procedure takes "between two and three minutes" With a easy one-page layout for the online f...

Read More: Churchill Car Insurance Online Benefits >>

Changes to loans rates unlikely - Published:15/11/07

The Bank of England's (BoE) Monetary Policy Committee (MPC) decided to maintain interest rates at the present rate of 45 per cent yesterdayThe news, next the BoE's monthly meeting, means that loans customers are unlikely to benefit from any further ...

Read More: Changes To Loans Rates Unlikely >>

Tighter mortgage lending for sub prime borrowers - Published:15/11/07

The catastrophic end of the American sub prime mortgage lending market will have the unplanned effect of tightening lending criteria in Europe and the UK The power may even spread beyond the adverse praise mortgage market and change mainstream lende...

Read More: Tighter Mortgage Lending For Sub Prime Borrowers >>

Online banking gives share dealers freedom, survey finds - Published:14/11/07

Read More: Online Banking Gives Share Dealers Freedom, Survey Finds >>

Average home hits £210,000 - Published:12/11/07

The price of possessions leapt by £2,500 in April according to official information which revealed that the average UK home now costs almost £210,000This is cash has been named Financial Website of the Year in recognition of its agitation coverage >...

Read More: Average Home Hits £210,000 >>

Halifax Home Insurance: Don't invalidate cover - Published:12/11/07

DIY enthusiasts are being warned against carrying out projects in the home which could invalidate their home insuranceHalifax Home cover estimates that Britons use some £500 million each year rectifying costly DIY mistakesWith some 46 per cent of Br...

Read More: Halifax Home Insurance: Don't Invalidate Cover >>

ALIL bond 'rolled out' - Published:12/11/07

Alliance & Leicester International Limited (ALIL) has launched a novel fixed-speed bond paying at a competitive speed of 630 per centAvailable for a limited period of occasion only, the ALIL bond allows minimum and maximum put amounts of between £5,...

Read More: Alil Bond 'Rolled Out' >>

Millions braced for mortgage rate leap - Published:12/11/07

POLL: How high will rates have to go before you create having to think hard about your mortgage repaymentsWhat will your home be worth if the marketplace returns to levels of 2001 or even 1995 House price crash calculatorMonthly expenditure agreed l...

Read More: Millions Braced For Mortgage Rate Leap >>

Make Tax Filing Easier - Published:12/11/07

One-Stop financial plan GuideGet Out of Debt GuideTop Ten Financial TipsPersonal Finance 101Save cash in Every Area of Your LifeBudget SuccessfullySave MoneyMoney By Age/Life StagePersonal Finance BasicsRetire RichManage Credit and DebtBest Mortgage...

Read More: Make Tax Filing Easier >>

Beat the rate rise - Published:12/11/07

Mortgage analysts have been weighing into the extended investigation of the increase in the base speed of interest with advice on how mortgage holders can keep their costs downThe quarter-point go up to 475 per cent will affect everyone with tracker...

Read More: Beat The Rate Rise >>

Halifax Home Insurance warns festival goers - Published:12/11/07

With fair season entering full swing, Halifax Home Insurance has warned revellers to be watchful over their possessionsFestivals this month comprise the Leeds and Reading festivals, Creamfields and the Edinburgh festival, giving people the chance to...

Read More: Halifax Home Insurance Warns Festival Goers >>

UK has marriage on the mind in '06 - Published:12/11/07

There was a sharp increase in the figure of homeowner loan deals taken out to disburse for weddings in January Abbey has claimed, as well as funeralsCompared with the same period of 2005, there was a 32 per cent increase in the number of proprietor ...

Read More: Uk Has Marriage On The Mind In '06 >>

Anglian Water firm in 2.2bn bid - Published:12/11/07

The proprietor of Anglian Water has agreed to a £22bn takeover from a consortium including private evenhandedness firm 3iAWG has optional a 1555 pence per share bid, although several other unnamed parties have also spoken interest in the businessThe...

Read More: Anglian Water Firm In 2.2Bn Bid >>

Halifax: Annual travel insurance popular for short breaks - Published:10/11/07

Read More: Halifax: Annual Travel Insurance Popular For Short Breaks >>

Alliance & Leicester mortgage deals revised - Published:10/11/07

Borrowers looking to switch to a variable mortgage contract might be interested to study of revised rates at Alliance & LeicesterThe bank has opted to raise the rates somewhat on three products to reflect recent increases in the store of England bas...

Read More: Alliance & Leicester Mortgage Deals Revised >>

Two fifths of adults aware of credit record - Published:10/11/07

As many as two out of every five adults in the UK remains up-to-date on the inside of their credit files claims a new surveyAlmost the same figure remain clueless about the information that praise providers hold on them, however, claimed the Motley ...

Read More: Two Fifths Of Adults Aware Of Credit Record >>

Record numbers rush to consolidate - Published:10/11/07

More people be relevant for debt consolidating homeowner loans in January than any other month of the year - but borrowers who don't find the best speed will lose out"Sadly, many people don't supermarket around when taking out a personal loan, wrong...

Read More: Record Numbers Rush To Consolidate >>

The Four Types Of Insurance Fraudster - Published:10/11/07

Motor, home contents and travel insurance fraud expenses insurance firms more than £1bn per year in turn, this expenses us, as insurers charge more in premiums to cover the defeat traditional figures have it that 6% of us have exaggerated a claim an...

Read More: The Four Types Of Insurance Fraudster >>

consumers losing out on unclaimed bonuses - Published:10/11/07

A new survey from credit card supplier GM suggests that consumers are wasting millions each day by failing to claim plunder they have earned through credit card and store loyalty initiativesIt claims that up to £125 million goes unclaimed yearly, ev...

Read More: Consumers Losing Out On Unclaimed Bonuses >>

Rent a room for extra income - Published:10/11/07

News Companies & markets Investing Power collection Campaigns Mortgages & homesMortgage featuresInsurance Consumer advice Broadband & phones Retirement economy & banking Credit & loans Small commerce Tax & wills Message boards Money blog Tools & cal...

Read More: Rent A Room For Extra Income >>

Have A Night Our For Less! - Published:09/11/07

A pal of mine phoned me a couple of nights ago to complain about the lack of occasion she and her partner seem to get together Since having a baby a couple of years before they've found themselves on a tight budget, so a simple nighttime out has bec...

Read More: Have A Night Our For Less! >>

Nationwide mortgage decision a u-turn, claims expert - Published:09/11/07

Nationwide Building Society's decision to offer dissimilar mortgages to dissimilar categories of borrowers represents a "u-turn" by the corporation, an expert has claimedRay Boulger, older technical manager at mortgage lender John Charcol, renowned ...

Read More: Nationwide Mortgage Decision A U-Turn, Claims Expert >>

House prices bounce back - Published:09/11/07

News Companies & markets Investing authority portfolio Campaigns Mortgages & homesMortgage featuresInsurance Consumer recommendation Broadband & phones Retirement Saving & banking Credit & loans Small commerce Tax & wills Message boards cash blog To...

Read More: House Prices Bounce Back >>

US Mortgage Meltdown Batters British Banks - Published:09/11/07

November has seen a 5% drop in the FTSE 100 index of leading shares sore enough, but if you've been a shareholder in one of the big banks, you're at present nursing losses more than two and half times as largeSub-prime is back in the news, large tim...

Read More: Us Mortgage Meltdown Batters British Banks >>

Britons aren't sorting out their financial services - Published:09/11/07

Many UK inhabitants take the ostrich approach to their financial services and bury their heads in the sand, new research has indicatedAccording to insurance group AXA, Britons spend a better amount of time in the office conducting their social exist...

Read More: Britons Aren't Sorting Out Their Financial Services >>

Alliance & Leicester account 'perfect' for young Britons - Published:09/11/07

Alliance & Leicester's premier 21 account may show to be the perfect savings vehicle for financially ambitious youthful BritonsSpecifically created with young people in mind, the Alliance & Leicester account offers a best-buy credit interest speed o...

Read More: Alliance & Leicester Account 'Perfect' For Young Britons >>

Get The Best Savings Rate! - Published:09/11/07

To create the most of your savings, it's vital to be able to compare the dissimilar rates of interest available on different types of savings accountsVital, but difficult initially, should you seem at the AER or the headline rate And secondly, is it...

Read More: Get The Best Savings Rate! >>

The £1 Trillion Savings Mountain - Published:09/11/07

For years we've been hearing about the debt ton here in the UK and how it has soared past the £1 trillion height It's currently over £136 trillion consisting of around £115 trillion in mortgage money owing and £215 billion of unsecured credit indivi...

Read More: The £1 Trillion Savings Mountain >>

ID theft 'moves on from cards' - Published:09/11/07

Chip and pin technology has done a huge deal to protect consumers against theft and deception, but now the UK payments friendship has warned that criminals may target other elements of people's financesAn Apacs spokesperson said individuality theft ...

Read More: Id Theft 'Moves On From Cards' >>

UK saves record amount – but can't stop borrowing - Published:09/11/07

The UK banked a record amount of investments between April and June of this day new figures have shown, with some £386 million put absent for a rainy dayDespite the record figure, the IFA Promotion report also noted that money owing remains high – s...

Read More: Uk Saves Record Amount – But Can't Stop Borrowing >>

New generation stuck on homes - Published:09/11/07

It's not just the Hyacinth Buckets of the earth who are concerned about custody up appearancesKEEPING UP APPEARANCES: The typical houseproud proprietor is Hyacinth Bucket, but a younger generation is hooked on homesA novel generation of anxious home...

Read More: New Generation Stuck On Homes >>

Experience the mortgage shrinker says the One account - Published:09/11/07

The One account has invited all homeowners who believe that they are paying over the odds on their current mortgage to experience its online 'mortgage shrinker'The mortgage shrinker is future to show the benefits of One's current account mortgage by...

Read More: Experience The Mortgage Shrinker Says The One Account >>

Britons 'more savings savvy' - Published:09/11/07

Bank clientele are saving more efficiently than in previous years, the British Bankers' Association (BBA) has commentedThe 24th book of its annual figures yesterday shows that savvy consumers are using the tax-free savings vehicle Isas to an even be...

Read More: Britons 'More Savings Savvy' >>

Nationwide mortgages available online - Published:08/11/07

Nationwide customers will now be able to apply for a mortgage online thanks to the building civilization's new feature added to its websiteThe online application process has been introduced in a offer to extend the types of service available to cust...

Read More: Nationwide Mortgages Available Online >>

Market conditions tough in rural areas, expert says - Published:08/11/07

Mortgage borrowers may be interested to study that homes are less affordable in country areas of Britain, a study by Halifax has foundChief economist at Halifax Martin Ellis commentary that those with mortgages in rural areas suffer from tough marke...

Read More: Market Conditions Tough In Rural Areas, Expert Says >>

Alliance & Leicester savings account for expats - Published:08/11/07

Alliance & Leicester International incomplete (ALIL) claims its eSaver Offshore explanation is the first of its type that allows people to be relevant completely onlineSimon Hull, managing director of Alliance & Leicester International, said that th...

Read More: Alliance & Leicester Savings Account For Expats >>

Banks That Lie About 'Instant Access' Savings - Published:08/11/07

Instant right of entry savings accounts are often great Many offer an attractive combination of easy access and far above the ground interest ratesWith these accounts, you can more often than not transfer your money to a current account within about...

Read More: Banks That Lie About 'Instant Access' Savings >>

Pensions Versus ISAs - Published:08/11/07

When it comes to deciding how you'll diagram for your departure it really is a case of swings and roundabouts Weighing up the relative qualities of each strategy can be difficult, which means most of us finish up settling for a customary pension sch...

Read More: Pensions Versus Isas >>

Mortgage rejection crisis less evident in Scotland - Published:08/11/07

Higher interest tax and tougher lending criteria is having a significant impact on the figure of mortgage applicants being rejected, as reported in the monetary news yesterday The problem, according to news today, has not really increase to Scotland...

Read More: Mortgage Rejection Crisis Less Evident In Scotland >>

Taishin up 7% on hopes of losses move - Published:08/11/07

All times are London time Search information in the FTcom siteSearchSearch Quotes in the FTcom siteQuotesCOMPANIES Financial servicesBreadcrumb trail direction-finding:FT Home > Companies > By sector > Financial servicesTaishin up 7% on hopes of los...

Read More: Taishin Up 7% On Hopes Of Losses Move >>

Abbey Home Insurance urges unlimited contents cover - Published:08/11/07

A district of Britons think the bedroom is the most important room in the home, according to Abbey house InsuranceThe standard value of the contents of a UK bedroom currently exceeds £4,000, a review by the insurer indicates, while 126 million maint...

Read More: Abbey Home Insurance Urges Unlimited Contents Cover >>

Brits 'concerned by credit card fraud' - Published:08/11/07

UK customers have expressed growing concerns about the threat of credit card fraud, according to a new report from praise Cards GBAlthough people are now more cautious with their personal details, credit card deception remains a large problem in the...

Read More: Brits 'Concerned By Credit Card Fraud' >>

Mortgages hiked despite base rate freeze - Published:08/11/07

Homeowners countenance higher mortgage repayments after Britain's second-biggest mortgage lender raised its rates todayPOLL: August's worldwide credit crunch has sparked anxiety for the property market What will happen to UK house prices from now to...

Read More: Mortgages Hiked Despite Base Rate Freeze >>

Fixed-rate mortgages from Halifax - Published:07/11/07

The main mortgage lender in the UK is looking to make interest in their long-term fixed-rate mortgage loans A new manufactured goods on the market from the Halifax allows mortgage borrowers to fasten their loan repayments for a twenty-five year peri...

Read More: Fixed-Rate Mortgages From Halifax >>

brits shell out on unplanned airport buys - Published:07/11/07

Brits' bank accounts take a throbbing from unplanned purchases made at airports, according to figures from Halifax Travel InsuranceSome £4 billion has been spent on such impulsive buys in the history five years, the research has discovered – and £81...

Read More: Brits Shell Out On Unplanned Airport Buys >>

Small showing from top banks in most competitive mortgage list - Published:07/11/07

The main banks in the UK barely feature in the top 250 most competitive mortgage loans in the UK, according to a recent study by price contrast website MoneyFactscoukThe report found that just 27 of the top 250 mortgage deals approach from the top t...

Read More: Small Showing From Top Banks In Most Competitive Mortgage List >>

Green investment potential praised - Published:07/11/07

Stocks in eco-friendly organisations are currently providing lush ground for investors who desire to maintain a green ethos, it is claimedAsset management expert F&C savings said that although fears have arisen over a fizz in green equities that cou...

Read More: Green Investment Potential Praised >>

A&L mortgage customers can benefit from "high-interest account" - Published:07/11/07

wwwmoneynewscouk > Mortgages > A&L mortgage customers can advantage from "high-interest explanation"Customers taking out an Alliance & Leicester mortgage in July and near the beginning August are eligible to benefit from a regular savings account pa...

Read More: A&L Mortgage Customers Can Benefit From "High-Interest Account" >>

Join 17 Million Tax Dodgers! - Published:07/11/07

Since Individual Savings Accounts (ISAs) were launched, they have become more and more popular with British savers and investorsISAs replaced Personal Equity Plans (PEPs) and Tax Exempt Special Savings Accounts (TESSAs) in April 1999 then, they have...

Read More: Join 17 Million Tax Dodgers! >>

Women not making adequate investments - Published:07/11/07

Many women are not putting enough sideways in pension funds to adequately invest for their future, novel research has revealedAlthough women are increasingly self-governing in society, it seems that when it comes to investing for their retirement, l...

Read More: Women Not Making Adequate Investments >>

Co-operative Bank car insurance is part of 'a growing market' - Published:07/11/07

wwwmoneynewscouk > Insurance > Co-operative Bank car cover is part of 'a growing marketplace'However, the bank insists it is too early to say whether environmentally-conscious monetary products will overhaul the traditional market"Climate change and...

Read More: