New self-cert mortgage from UCB by Finance News Bulletin

Published: 15/05/07

The mortgage, which UCB claims is one of the most competitive packages available, tracks at 034 per cent above the Bank of England base speed for three yearsBorrowers will receive a gratis standard valuation, which also applies for those looking to find a remortgage The new mortgage is available for up to 85 per cent of the possessions's value, while a three per cent early refund charge applies within the three-year era – although this disappears after the term

Keith Astill, organization director of UCB Home Loans, said: "This new product offers a highly competitive, value-for-money deal"With an extremely good-looking rate, an arrangement charge of only £495 and the added benefit of a free normal valuation it's one of best overall packages at present available"However, UCB Home Loans has also announced that it will be raising the rates on a number of mortgages, counting self-certification and buy-to-let packages, which it states is due to increases in funding expensesUCB is the specialist mortgage lender of Nationwide, stating that it enables borrowers who cannot show their earnings to find a mortgage

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