Britannia cuts mortgage rate - Published:22/09/07
Britannia structure Society has announced that it will cut its standard changeable rate (SVR) on mortgages from 635 per cent to 610 per cent from October 1st 2005Britannia, the nation’s second largest mutual, will make the new rate obtainable to both new and existing customersTim Franklin, managing director of associate commerce at Britannia stated: “The reduction will result in savings for our members Britannia already has one of the lowest SVR’s on the far above the ground street and this latest cut will ensure that our products continue to offer great, extended term value”Britannia’s announcement comes at a occasion when a number of banks and structure societies have come under fire from market analysts for cutting tax on savings, weeks before doing so on mortgages to reflect the store of England interest rate cutMortgage approvals in July rose to an unforeseen 97,000, which was an increase of 1,000 on the previous month, in expectation of the August rate reductionThe month of August has seen a housing sales boom, and the add to in sales, along with the mortgage endorsement rise, are seen as signs that the housing market recession of the history year has twisted a cornerMoneyExpert Limited is authorised and regulated by the Financial Services Authority (FSA register No 301654) The Financial Services Authority does not regulate some forms of mortgage agreement, credit.
Read More:
Britannia Cuts Mortgage Rate >>
apacs to launch online student card guide - Published:08/02/07
UK expenditure association Apacs has announced that it is to offer an online direct to credit cards for students in the UK, providing key instructions and advice for responsible borrowingAccording to figures from the organisation, individual finance issues are of concern to a big number of studentsIt has therefore launched the guide to address some of these in regard to credit cards, despite the fact that only 24 per cent of 18 to 24-year-olds own a card, compared to 66 per cent of the whole populationThe online offering will comprise advice on safe borrowing and monetary management, guidance on fraud protection and a list of reimbursement and risks regarding credit cardsSandra Quinn, manager of communications at Apacs, said: "Nowadays, most students expect to be in debt when they mark off and whilst it might be impossible to avoid student loan money owing, receiving a handle on managing your finances can make the world of dissimilarity""We have an important role to play in educating all people, not now students, about responsible borrowing and the reimbursement and risks of using plastic cards"Terms of use Advertising Resources manufactured goods guides Press releases.
Read More:
Apacs To Launch Online Student Card Guide >>
Your rights with bailiffs - Published:30/01/07
With fines and debts worth millions of pounds going voluntary every day, bailiffs are busy as never before BBC News examines what you do and what rights you have when a bailiff knocks on your doorIf you are having evils paying a fine, get in touch with the court or relevant organisation and try to negotiate with themIf they don't know your state of affairs, they could assume the worst - that you have no intention of payingOnce it reaches this stage, the money owing could be passed to a debt collection agency or a merit might be issued by a courtyard which authorises a firm of bailiffs to try to recover the debt from youmoney owing is a fact of life for many people these existence, but if you follow some golden system you can avoid receiving into troubleIf a bailiff visits your home, you will have to pay a fee Fees are set at dissimilar rates according to the kind of debt and courtBailiffs, generally, do not have the right to force entry into your home They must gain 'peaceful admission' by you letting them in, by coming in through a stopped up but unlocked door or unlock window, or by you having let them in beforeIf you cannot pay, bailiffs are only entitled to take your belongings if they have the appropriate on paper authority - for example, a warrant issued by a courtyard or creditorHowever, this still does not assurance entry to your home and they should go away basic household items such as beds, clothing and items of equipment you need to do your workIf bailiffs take your belongings, the company you be indebted money to can sell your goods at auction, perhaps for only a part of their valueThe law on bailiffs is very complicated and rules depend on what the debt is and who you owe it to"Bailiffs" - a seven-part documentary series next bailiffs at work in Britain - is transmit on BBC 1, every Thursday evening at 2030 UK, preliminary on 8 AprilRefused credit Ex's debts 1 Ex's debts 2 Credit the past.
Read More:
Your Rights With Bailiffs >>
