Financial News Articles | Archive - December 2007

Tesco Pet Insurance warning about chocolate - Published:28/12/07

In the accumulate to Christmas, pet owners are being warned by Tesco Pet Insurance to make sure their home animals do not ingest festival sweetsThe insurer explains that theobromine and caffeine - chemicals found in chocolate - can reason problems w...

First-time buyers "careful" when it comes to debt - Published:28/12/07

Moving financial records from one bank to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect home contents cover, warns NFU MutualAxa is launching My Budget Day on November 21st...

Next three months to be turbulent for fixed rate customers - Published:28/12/07

The next three months are set to be very turbulent ones for hundreds of thousands of UK consumers that signed up to fixed rate deals on their mortgages two or three existence agoIn the past year interest rates have rocketed from 45% to 575%, with fi...

'£25bn worth of presents in kids bedrooms' - Published:28/12/07

UK mortgage lending in August broke minutes for the tenth successive month, the Council of Mortgage Lenders (CML) has announcedDespite shrill complaints from lobbyists and fevered media conjecture on the next move, most Britons speak that they are e...

Managers look for ways to pollinate their crop - Published:28/12/07

All occasions are London occasion Search News in the FTcom siteSearchSearch Quotes in the FTcom siteQuotes Your moneyBreadcrumb follow navigation:FT house > Your moneyServicesFrom the countdown to low-energy lighting to tax penalties for gas-guzzlin...

Legal & General: Homebuyers head for the kitchen - Published:28/12/07

The most significant feature house-hunters look for in a property is a sizeable kitchen, according to Legal & universalIn a new survey of what features would describe a person's dream house, 15 per cent of respondents told the insurer that space for...

More credit card applications 'are rejected' - Published:28/12/07

As a figure of fee and rate increases hits the credit card market, it is "more important than ever" that populace shop around for a good deal, according to WhichInternet shoppers have been advised to use their credit cards for online purchases by sh...

BUPA: Employers should help staff with debt worries - Published:28/12/07

Moving accounts from one store to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "considerably" affect home contents insurance, warns NFU MutualAxa is launching My financial plan Day on November 2...

Halifax: Mortgage borrowers can still get a bargain at seaside - Published:28/12/07

Mortgage borrowers looking to invest in a novel property can still find a bargain at the seashore, Halifax has saidHalifax has conducted a review into house prices at seaside towns and those areas which offer the most excellent quality of lifeThe fi...

'Greater transparency' is needed for consumers says Nationwide - Published:28/12/07

As a number of fee and speed increases hits the credit card market, it is "more important than ever" that people supermarket around for a good deal, according to WhichInternet shoppers have been advised to use their credit cards for online purchases...

Pension Or Property: The Big Dilemma - Published:28/12/07

Wouldn't it be nice if you could disburse off your debts, start a retirement fund, build-up a deposit for a house and enjoy yourself all at the same time Nice, but often unrealisticWith so many competing demands on your money, how do you work out yo...

First Direct: SMS helps consumers manage finances - Published:28/12/07

As a number of fee and speed increases hits the credit card market, it is "more important than ever" that populace shop around for a good deal, according to WhichInternet shoppers have been advised to use their credit cards for online purchases by s...

Big not beautiful for best mortgage rate - Published:28/12/07

When they compare mortgage rates, most people will picture that the biggest lenders are able to offer the most excellent mortgage rateBut while the main mortgage providers are able to make more profit by organization a bigger operation, they do not ...

Buyers 'struggle to find a mortgage' - Published:28/12/07

First-time buyers have to save up the equal of 818 per cent of their joint incomes in arrange to afford mortgages, a new study has claimedTypical upfront preliminary costs to take out mortgages on first homes stand at an average of £32,784, accordin...

'rainy day' savers leave credit cards unpaid - Published:28/12/07

customers with money tucked away for a rainy day often continue to carry over credit card money owing from month to month, new research has foundIn the UK the standard person has two to three credit cards and carries over £1,137 each month despite t...

Morgan Stanley Re-Enters Investment Banking - Published:28/12/07

In February this day, the bank ended its seven day partnership with JM Financial, trade out the Indian bank’s 49% bet in equity broking company J M Morgan Stanley Securities Pvt Ltd for £220m In swap, JM Financial bought Morgan Stanley’s 49% split i...

beware 'stripped down' travel insurance - Published:22/12/07

Travel agents sometimes offer travel cover that is lacking in cover, as they want to disburse the minimum themselves the (British Insurance Brokers' friendship (BIBA) has warnedThe claim was made by Graeme Trudgill, technical and business affairs ex...

Lloyds TSB returns call centres to Britain - Published:22/12/07

Moving financial records from one bank to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "considerably" affect home contents insurance, warns NFU MutualAxa is launching My Budget Day on November 2...

Nationwide leaves other current accounts standing - Published:22/12/07

Nationwide structure Society has announced that it will be offering a rate of 425 per cent on its FlexAccount present account from April 6thThe hike will raise the FlexAccount head and shoulders above its competitors' products and ensure that it is ...

MPC meeting this week - Published:22/12/07

As a number of charge and rate increases hits the credit card market, it is "more important than ever" that populace shop around for a good deal, according to WhichInternet shoppers have been advised to use their credit cards for online purchases by...

Personal loan offers launched for the new year - Published:22/12/07

Bankruptcy is "becoming more and more palatable" to those in serious money owing, according to Thomas CharlesThree-quarters of people in the UK do not appreciate how a one per cent difference in mortgage rates would have an effect on their loan, acc...

Tracker mortgages could be winners of credit crunch - Published:22/12/07

Prospective homeowners looking for a mortgage may find that taking the last of the follower mortgages available from mortgage lenders could benefit from the current financial climateAccording to an specialist in the industry, interest tax are unlike...

northern rock bailed out with bank of england long-term loan - Published:22/12/07

The store of England has stepped in to bail out one of the state's top five mortgage lenders, Northern Rock, after the store suffered a liquidity crisisFollowing the global squeeze on credit, Northern astound was uniquely at risk because of its unus...

Alliance & Leicester launches new personal loan - Published:22/12/07

touching accounts from one bank to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect house contents insurance, warns NFU MutualAxa is launching My Budget Day on November 21st i...

Consumers to reduce borrowing, says report - Published:22/12/07

'Greater transparency' is needed for consumers says Nationwide - Published:22/12/07

As a number of charge and rate increases hits the credit card market, it is "more important than ever" that people shop around for a good contract, according to WhichInternet shoppers have been advised to use their credit cards for online purchases ...

Fresh benefits approach - Published:22/12/07

The government must pace up efforts to get more pensioners to maintain benefits, the Public Accounts Committee has saidNearly a third of pensioners who are eligible for Pension praise - up to 16 million populace - are not claiming itNew thinking was...

Wealthy investors urged to consider affordable flats - Published:22/12/07

All times are London time look for News in the FTcom siteSearchSearch Quotes in the FTcom siteQuotesYOUR MONEY Your investmentsBreadcrumb follow navigation:FT Home > Your money > Your investmentsEDITOR’S CHOICEMortgage amount overdue alarm could be ...

Interest rate may be raised tomorrow - Published:22/12/07

As a figure of fee and rate increases hits the credit card market, it is "more important than ever" that people supermarket around for a good deal, according to WhichInternet shoppers have been advised to use their credit cards for online purchases ...

Home insurance market "still very competitive" - Published:22/12/07

A full 54 per cent of UK motorists have ambitious without headlights over the past year, according to new investigateHomeowners can still advantage from a very competitive home insurance deal, according to the British Insurance Brokers' friendship (...

Interest rate rises to 5.5 per cent - Published:22/12/07

As a number of charge and rate increases hits the credit card market, it is "more important than ever" that people supermarket around for a good deal, according to WhichInternet shoppers have been advised to use their credit cards for online purchas...

Card fraud down in 2006 - Published:22/12/07

There has been hopeful news regarding card fraud in the UK as new investigate shows that instances have fallen five per cent during the first six months of this year compared with the same time period in 2005UK expenditure association Apacs discover...

Supermarkets admit milk price fix - Published:21/12/07

Supermarket firms Sainsbury's and Asda have admitted that they were part of a dairy price-fixing collection that earned about £270m extra from shoppersThe supermarkets, along with a figure of dairy firms, have decided to pay fines totalling some £11...

UK 'oblivious' to effect of mortgage rates - Published:21/12/07

Moving financial records from one bank to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect home contents insurance, warns NFU MutualAxa is initiation My Budget Day on November...

Nationwide bond launched - Published:21/12/07

Nationwide is launching a new variety of fixed-rate Isa bonds paying an interest rate of 605 per centundulating out today, the Nationwide bonds are available for one and two years and can be purchased by both new and existing clienteleCompared to a ...

Investors choose to be 'cautious' - Published:21/12/07

A important number of investors have chosen to move away from certain investments in light of the recent credit marketplace turmoil, it has been claimedResearch conducted by Lloyds TSB riches Management discovered that 21 per cent of investors had u...

HSBC announces new homeowner loan product - Published:21/12/07

Flood advice issued to households - Published:21/12/07

Following the newest flood warnings issued in certain parts of the UK, home insurance solid Cornhill Direct has offered advice to households that may be affectedTo ensure that they are adequately prepared, populace should have sandbags to block door...

'Market volatility to continue' - Published:21/12/07

A important number of independent financial advisers believe that financial market volatility will continue for at least the next six months, according to a new accountResearch by Barclays Wealth discovered that 40 per cent of advisers predicted vol...

Read More: 'Market Volatility To Continue' >>

Unpaid debts affecting friendships - Published:21/12/07

Find the best current account for you - Published:21/12/07

Moving accounts from one bank to another is "simple", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect home contents cover, warns NFU MutualAxa is launching My Budget Day on November 21st in an ...

Nationwide: Savings reform needed - Published:21/12/07

Inequality in children's savings should be tackled to create it fairer to those who do not meet the criteria for child trust funds (CTFs), a building civilization saysNationwide says there are about ten million children in the UK who are too old to ...

Are you heading for poverty? - Published:21/12/07

The state pension is the bedrock of most people's departure provision On standard, the over-75s derive nearly 60% of their total profits from the state pensionThe government has said that it wants the state pension to stay at the heart of people's r...

Read More: Are You Heading For Poverty? >>

Long-term mortgages need more work - Published:21/12/07

According to recent information, the long-term mortgage loans that the government needs mortgage borrowers to take up could become popular, but need more work by the governmentThe Council of Mortgage Lenders points to a genuine hunger amongst mortga...

The Millionaires' rows - Published:21/12/07

News Companies & markets Investing authority portfolio Campaigns Mortgages & homesMortgage featuresInsurance Consumer advice Broadband & phones departure Saving & banking Credit & loans little business Tax & wills Message boards Money blog Tools & c...

brits stash â£4.6b savings at home - Published:21/12/07

Three quarters of Brits confess to stashing away banknotes in their homes, a survey has found, with the nation's sum cash-kitty organization to a staggering £46 billionThe poll by insurance firm Cornhill straight revealed that while the average Brit...

One million set to take out car loans - Published:21/12/07

Bankruptcy is "becoming more and more palatable" to those in serious debt, according to Thomas CharlesThree-quarters of populace in the UK do not appreciate how a one per cent difference in mortgage rates would have an effect on their loan, accordin...

NCC: Make changes to encourage low-income consumers - Published:21/12/07

As a number of fee and speed increases hits the credit card market, it is "more important than ever" that people shop around for a high-quality deal, according to WhichInternet shoppers have been advised to use their credit cards for online purchase...

Tesco bucking slower sales trend - Published:20/12/07

Tesco has reported improved sales enlargement in the UK, countering doubts that tougher economic conditions are forcing consumers to cut back spendingThe supermarket giant saying third-quarter like-for-like sales - which exclude novel stores - at it...

Read More: Tesco Bucking Slower Sales Trend >>

Control existing debts, consolidation customers told - Published:20/12/07

Beware the mortgage best before date trap - Published:20/12/07

Borrowers could lose hundreds of pounds by signing up to a near to the ground rate mortgage deal with a 'skinny' end dateThe twilight Standard tries to draw a clearer picture of the UK property market: > Are house prices fallingLenders have been pre...

Lloyds TSB Mortgages: Purse strings tightened at Christmas - Published:20/12/07

wwwmoneynewscouk > universal finance > Lloyds TSB Mortgages: Purse strings tightened at ChristmasBritish homeowners preparing to re-mortgage their properties before the finish of the year are significantly cutting back on festive expenditure this ye...

expats make 'inadequate' savings plans - Published:20/12/07

now 30 per cent of British expatriates set up an offshore investments account when they move abroad, according to Alliance and LeicesterThe bank warned that many Brits are failing to make adequate financial arrangements amid the stress and upheaval ...

alliance & leicester renew mortgage products - Published:20/12/07

Alliance & Leicester, the UK's eighth main lender, has announced a sequence of changes to its tracker mortgage dealsAdjustments made by the former building society comprise an increase of 02 per cent on interest for the two-year base-rate tracker mo...

uk catering to islamic finance needs - Published:20/12/07

Moves by the government and by banks to provide to the Islamic market has opened up monetary possibilities to many Muslims, according to Lloyds TSBThe bank claimed that the government had responded to the need to present banking products and UK mort...

'Bankruptcy stigma lessening' - Published:20/12/07

Moving accounts from one bank to another is "simple", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" have an effect on home contents insurance, warns NFU MutualAxa is launching My Budget daylight hou...

Read More: 'Bankruptcy Stigma Lessening' >>

young adults saving more - Published:20/12/07

The number of youthful people opening a savings account has doubled in the past six months, a new learn revealed nowadaysAccording to the Birmingham Midshires' Saving Britain report, one in seven people old 18 to 24 opened a savings account between ...

UK adults are encouraged to manage their money - Published:20/12/07

As a number of fee and speed increases hits the credit card market, it is "more important than ever" that people shop around for a good contract, according to WhichInternet shoppers have been advised to use their credit cards for online purchases by...

Pensions deficit 'down to £3bn' - Published:20/12/07

In March 2003, the biggest final pay style schemes had a combined deficit in their funds of more than £100bnThat shortfall has fallen to £3bn and almost half of the funds looked at by consultants AON are now in extraThe BBC's Richard Scott says the ...

Read More: Pensions Deficit 'Down To £3Bn' >>

Child trust fund take-up reaches 75% - Published:20/12/07

More than three quarters of parents in the UK have opened accounts to invest their government-sponsored youngster trust funds on behalf of their childrenThe scheme provides a minimum £250 coupon for every child in the state born after September 2002...

Assess your financial fitness, consumers advised - Published:20/12/07

no flood plain insurance - Published:20/12/07

The head of Britain's Environment organization (EA) has asked firms to refuse insurance for homes built on deluge plains against its recommendationBaroness Young has called on the Association of British Insurers (ABI) to assist stop the spread of pr...

UK Interest Rates Likely To Rise Again - Published:20/12/07

UK home loan, loan, credit card and customer borrowers are no hesitation tired of all the recent bad news The store of England’s Monetary Policy Committee (MPC)’s shock rise in the base interest speed, to 475%, so soon after having charged lots of m...

Financial services provider offers 50% life insurance incentive - Published:20/12/07

monetary services provider Sainsbury's Bank has revealed that it is now offering a 50 per cent introductory reduction for life insurance wrap to customers who switch companies Available until April 23rd 2007, the insurance supplier is halving the co...

Latest Discounts And Deals # 6 - Published:19/12/07

There are now just 22 shopping existence until Christmas, and retailers of all shapes and sizes are eager to point out that they have the very best deals on food, decorations, aid and sundry celebratory bits-and-bobs Here's a rundown of the latest o...

Read More: Latest Discounts And Deals # 6 >>

Callcredit: Consumers not taking responsibility for debts - Published:19/12/07

Moving financial records from one bank to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect home contents insurance, warns NFU MutualAxa is initiation My Budget Day on November...

Brokers are pushing thought unaffordable home loans - Published:19/12/07

According to a recent report released by the UK's monetary regulator the Financial Services Authority many brokers are approaching through house loans that are simply unaffordableThis is despite the credit crunch that has swept across the UK and oth...

'MPC will vote to maintain 5.75% rate' - Published:19/12/07

next a report by Apacs, the UK payments association, that British shoppers are set to use over £5 billion over the internet this month, customers have been urged to take greater ladder to protect themselvesAs a number of fee and rate increases hits ...

Ping An set to boost offshore deal activity - Published:19/12/07

All times are London time Search information in the FTcom siteSearchSearch speech marks in the FTcom sitespeech marksCOMPANIES Financial servicesBreadcrumb trail navigation:FT house > Companies > By sector > Financial servicesServicesPing An Insuran...

house prices stable, says halifax - Published:19/12/07

UK house prices rose last month, indicating that the possessions market is strengthening, a new report claimsFigures from Halifax indicated a 02 per cent increase in possessions prices for July 2006 following two months of fallsThe high road lender ...

Equitable Life report delayed again - Published:19/12/07

All times are London time Search information in the FTcom siteSearchSearch Quotes in the FTcom siteQuotes WorldBreadcrumb trail direction-finding:FT Home > earth > UK > Politics & policyServicesPublication of a long-awaited report into the evenhande...

Brits told to beware loan repayment terms - Published:19/12/07

Mortgage-holders 'cutting credit card debt' - Published:19/12/07

As a figure of fee and rate increases hits the credit card market, it is "more important than ever" that people shop around for a good contract, according to WhichInternet shoppers have been advised to use their credit cards for online purchases by ...

"Huge disparity" in savings interest rates - Published:19/12/07

As a number of charge and rate increases hits the credit card market, it is "more important than ever" that people shop around for a high-quality deal, according to WhichInternet shoppers have been advised to use their credit cards for online purcha...

Pensioners need benefit help - Published:19/12/07

Pensioners could be behind up to £50,000 in benefits over their life, according to new research from British Gas and Help the AgedThe charity says reimbursement must be paid automatically if the government is to meet its fuel scarcity targetPensions...

Read More: Pensioners Need Benefit Help >>

Parental help needed to become first-time buyers, CML survey shows - Published:19/12/07

The bank of silent and dad has helped nearly a third of Londoners onto the possessions ladder, according to research by the Council of Mortgage Lenders (CML)information shows that 32 per cent of homeowners in the capital received monetary help from ...

"Money problems are the last social taboo" - Published:19/12/07

£60,000 homes go on sale for £175,000 - Published:19/12/07

News Companies & markets Investing authority portfolio Campaigns Mortgages & homesMortgage featuresInsurance Consumer advice Broadband & phones departure Saving & banking Credit & loans Small business Tax & wills communication boards Money blog Tool...

Basic finance skills important for young people - Published:19/12/07

Credit card lenders recoup losses - Published:19/12/07

A novel report has indicated that credit card providers are introducing new charges to recoup the wounded made following the limit placed on default payments by the Office of Fair Trading last dayDefaqto claimed that in June 2006, the average fee fo...

Tesco chief 'is binge godfather' - Published:18/12/07

Tesco chief decision-making Sir Terry Leahy has been branded the "godfather of British spree drinking" by a Labour MPJohn Grogan seats the all-party Parliamentary beer group, which receives funding from breweriesHe used a park debate to push for act...

Read More: Tesco Chief 'Is Binge Godfather' >>

Over-60s are having more problems with debt - Published:18/12/07

Moving accounts from one store to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect home contents insurance, warns NFU jointAxa is launching My financial plan Day on November 2...

Nationwide: House prices falling - Published:18/12/07

Britain's housing marketplace is cooling, figures from Nationwide's latest house cost report have suggestedPrices have fallen by 08 per cent this month, whereas home buy approvals and additional market drivers have also weakened, commented Fionnuala...

Read More: Nationwide: House Prices Falling >>

Lloyds TSB reassures on losses - Published:18/12/07

All times are London time Search information in the FTcom siteSearchSearch Quotes in the FTcom siteQuotesCOMPANIES monetary servicesBreadcrumb trail navigation:FT Home > Companies > By sector > monetary servicesServicesLloyds TSB moved to reassure i...

Read More: Lloyds Tsb Reassures On Losses >>

Rabobank bails out SIV - Published:18/12/07

All era are London time Search News in the FTcom siteSearchSearch Quotes in the FTcom siteQuotesCOMPANIES Financial servicesBreadcrumb follow navigation:FT house > Companies > By sector > Financial servicesServicesRabobank on Thursday became the thi...

UK in top three at risk of housing crash - Published:18/12/07

Britain's economy has been recognized one of the three most vulnerable to a property crash in a account by a top City credit rating organization - with property more than 20% overvaluedWhat's the property rumor See what This is Money readers have to...

Interest rate call on knife edge - Published:18/12/07

Many analysts are predicting that rates will stay at 575% because of concerns about the inflation rateHowever, a rising number, including Barclays, are now betting on a rate cut because economic conditions have deteriorated over the history few week...

Read More: Interest Rate Call On Knife Edge >>

Personal debt exceeds GDP for first time - Published:18/12/07

touching accounts from one bank to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect home contents cover, warns NFU MutualAxa is launching My Budget daylight hours on November ...

bank of england holds rates steady - Published:18/12/07

The store of England's decision to hold interest rates steady at 575 per cent this month has been hailed as a "welcome relief" for homeowners stressed to make mortgage repayments at current levelsAfter the choice was announced, Alliance & Leicester'...

Cheap Credit For Crafty Customers - Published:18/12/07

What are your choices if you're cheesed off with paying high rates of interest on your credit card debts The most obvious option is to use your spare money or savings to disburse off your debts This is usually a good move, since the best savings tax...

People 'pay less into pensions' - Published:18/12/07

Contributions to pensions have fallen piercingly since the rise of "money purchase" schemes, according to the place of work for National Statistics (ONS)In 2006, 40% of members of such schemes saying less than 8% of their salaries being paid in as s...

Read More: People 'Pay Less Into Pensions' >>

What Not To Buy: Broken Down Brand - Published:18/12/07

A British car launched in 1961 thunderstruck the world with its low slung body, beautiful curves and 150mph speedThe Jaguar E-Type made continental rivals seem like milk floats and its sex appeal boosted the appeal of other Jaguars Yet within fiftee...

HIPS face criticism from mortgage expert - Published:18/12/07

The Home Information Packs Scheme (HIPS) has been contentious from its inception The system is now facing further criticism from experts in the mortgage manufacturing HIPS have often been criticised in the past for being ill conceived and badly exec...

Demolition threat to £2m house - Published:18/12/07

A couple may have to knock down the dream home they bought for £2m because it was extended without preparation permissionThis is Money has been named Financial Website of the day in recognition of its campaigning reporting >> ReadAngela and Gerrit P...

Read More: Demolition Threat To £2M House >>

Xmas spending on credit cards booms - Published:18/12/07

praise CARDS LOW RATE praise CARDSSTUDENT praise CARDS0% APR praise CARDSCREDIT CARDS ONLINEBALANCE TRANSFERSNew research has revealed that customers spent evidence amounts of money on their debit and credit cards over the Christmas periodThe figure...

Video banking pilot launched by first direct - Published:18/12/07

In collaboration with mobile phone network 3, first straight is put to become the first UK bank to offer video banking to its customersThe first video calls will be taken by first direct employees this week during a pilot scheme to discover if video...

Christmas Rate Cut Present On The Menu - Published:17/12/07

financial growth appears to grinding to a standstill yet the central store has thus far remained unmovedAccused of being ‘wimpish' and even reckless' by a plethora of press pundits lamenting a lack of rate cut act, the Old Lady is feeling a bit bovv...

Friendly gesture can lead to falling-out - Published:17/12/07

Moving financial records from one bank to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect home contents insurance, warns NFU MutualAxa is initiation My financial plan Day on ...

Mortgage holders facing "significant jumps" in payments - Published:17/12/07

Borrowers with changeable rate mortgages are expected to see their mortgage repayments increase significantly following new interest rate rises, it has been claimedHowever, according to L &C, even those with fixed-rate mortgages are likely to see th...

Bank charge firms probed - Published:17/12/07

StanChart set for $2bn assets move - Published:17/12/07

All times are London time Search information in the FTcom siteSearchSearch speech marks in the FTcom sitespeech marksCOMPANIES UKBreadcrumb trail navigation:FT Home > Companies > By region > UKServicesStandard Chartered, the emerging markets bank, i...

Protect your bike from theft, says Halifax Home Insurance - Published:17/12/07

With the Tour de France put to hit the roads of the UK from 8th July for the first time since 1994, Halifax Home cover is reminding bike owners to remain as vigilant as likely to counter the threat of theftWith figures suggestive of that 439,000 bik...

Christmas debit and credit card spends top £31.6bn - Published:17/12/07

Current account offer to run out in four weeks - Published:17/12/07

current account providers spread out their wares - Published:17/12/07

In an increasingly competitive current account marketplace, customers who want the best tax should do their homework before they commit, financial research firm Defaqto has advisedThe best current account tax on the marketplace are available only to...

UK adults are encouraged to manage their money - Published:17/12/07

touching accounts from one bank to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect home contents insurance, warns NFU jointAxa is launching My Budget daylight hours on Novemb...

Cabinet 'row' over pension rescue - Published:17/12/07

Campaigners have claimed that ministers are blocking plans to give more assist to workers who have lost their pensionsThe government actuary was asked to examine sources of funding which could boost the Financial Assistance SchemeThe Pensions act Gr...

Co-operative mortgages 'eco-friendly' - Published:17/12/07

The Co-operative Bank is launching ecological mortgages which possess an "excellent attention rate" and provide customers with "peace of mind"The group is offering a sequence of discounts on its two and three-year mortgages and rolled out three new ...

OFT to investigate current accounts - Published:17/12/07

New-build properties endorsed by planning association, mortgage applicants learn - Published:17/12/07

Mortgage holders may be paying attention to learn that a property planning analyst at the Town and Country preparation Association has highlighted the potential advantages of new-build communitiesKate Henderson, infrastructure manager for the munici...

Credit card spend falling, figures show - Published:17/12/07

praise CARDS LOW RATE praise CARDSSTUDENT praise CARDS0% APR praise CARDSCREDIT CARDS ONLINEBALANCE TRANSFERSAn increasing amount exhausted on debit cards is leading the total credit card use in the UK to height off, figures from Apacs showFurthermo...

Goldman's glory may be short-lived - Published:17/12/07

All occasions are London occasion Search News in the FTcom siteSearchSearch speech marks in the FTcom sitespeech marksCOLUMNISTS John GapperBreadcrumb trail navigation:FT Home > Comment & psychoanalysis > Columnists > John GapperServicesWhen a compa...

Economy blues boost rate-cut call - Published:16/12/07

The Bank of England is coming under increased force to slash interest rates as more evidence emerges that economic conditions may be worseningThe Bank is due to start a two-day rate setting meeting and will announce its choice at midday on ThursdayM...

Majority 'have not changed current accounts in ten years' - Published:16/12/07

Moving accounts from one bank to another is "simple", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect home contents insurance, warns NFU jointAxa is launching My Budget Day on November 21st in ...

Nationwide account access via iPhone and iPod touch - Published:16/12/07

Personal finance management on the move is now available to members of building society Nationwide, it has emergedThe group has announced that customers will be able to access their accounts via Apple's iPhone and iPod TouchWith the majority of cons...

Lloyds TSB: Islamic finance is a "hugely growing area" - Published:16/12/07

Citigroup offloads assets from SIVs - Published:16/12/07

Citigroup has slashed the size of its stressed off-balance-sheet investment funds by more than $15bn in two months through calm side deals with some junior investors, according to populace familiar with the businessThe news that the troubled US bank...

Smaller mortgage deposit means higher fees - Published:16/12/07

With property prices in the UK soaring, many first occasion buyers that do not have the equity from a previous possessions to fall back on are really struggling to raise a decent put for a home, with some unable to lift any deposit at all and having...

Investors in Northern Rock urged to bail out - Published:16/12/07

All times are London time look for News in the FTcom siteSearchSearch speech marks in the FTcom sitespeech marksYOUR MONEY Your investmentsBreadcrumb trail navigation:FT Home > Your money > Your investmentsServicesStockbrokers are effective Northern...

shop smart at christmas - Published:16/12/07

The people Advice Bureau (CAB) has joined with Barclaycard to issue a praise card-sized guide to smarter Christmas shoppingIt contains ten smart shopping tips to help consumers avoid money owing and run their finances and is available from the CAB o...

Co-op refuses £700m-worth of loans on ethical grounds - Published:16/12/07

Moving accounts from one bank to another is "simple", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect house contents insurance, warns NFU MutualAxa is launching My Budget daylight hours on Nove...

New research shows divorcees have higher than average debts - Published:16/12/07

Bankruptcy is "becoming more and more palatable" to those in serious money owing, according to Thomas CharlesThree-quarters of people in the UK do not understand how a one per cent dissimilarity in mortgage tax would affect their loan, according to ...

Rock suitor in ultimatum threat - Published:16/12/07

It has written to Northern Rock accusing it of trying its attempts to negotiate a massive row of credit with Citigroup and Deutsche BankOlivant, led by the former boss of Abbey National Luqman Arnold, also needs its team to take over the Rock's mana...

Read More: Rock Suitor In Ultimatum Threat >>

The Top Place To Stash Your Cash - Published:16/12/07

One thing I've been asked a group lately is my opinion on the best put to put cash savings - which has astonished me a little as I'd mistakenly believed that most people were currently in the process of spending money, rather than saving it But the...

Read More: The Top Place To Stash Your Cash >>

Should you believe the property doom? - Published:16/12/07

Bad news is flowing thick and fast for the possessions market but are there any reasons to be cheerfulto come for the plunge: UK property's unalterable rise against the odds has been compared to Wile E Coyote leaving off a cliffThe industry has issu...

Avoid This Enormous Rip-Off! - Published:16/12/07

Yesterday, City watchdog the Financial armed forces Authority (FSA) published the latest findings of its enquiry into payment protection cover (PPI)On the surface, sum protection insurance appears to be an extremely useful shield to protect consumer...

Read More: Avoid This Enormous Rip-Off! >>

Financial planning stalls for 68% of parents - Published:16/12/07

Mortgage borrowing rises again, confirms Council of Mortgage Lenders - Published:16/12/07

The amount of cash borrowed by mortgage holders grew by more than a tenth last month, the newest mortgage industry figures have revealedAccording to figures from the Council of Mortgage Lenders, gross borrowing strike £306 billion in May 2007To put ...

FSA: Improving PPI market is key priority - Published:16/12/07

Bankruptcy is "becoming more and more palatable" to those in serious debt, according to Thomas CharlesThree-quarters of populace in the UK do not understand how a one per cent dissimilarity in mortgage tax would affect their loan, according to new r...

Banking customers given cash machine security tips - Published:16/12/07

Banking customers have been known a host of tips on how to avoid becoming the victim of an attack at a money machineThis week, the government released details of the latest British offense Survey, which showed that instances of personal theft had gr...

'seek professional advice' before taking out life insurance - Published:15/12/07

Independent financial advisors Libra Financial preparation (LFP) are warning that life cover is a "complicated area" and it is often best to seek professional recommendation before committing to a policyWhile it is now possible to pay money for insu...

Virgin planning a take over of Northern Rock - Published:15/12/07

Moving accounts from one store to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect home contents cover, warns NFU MutualAxa is launching My Budget Day on November 21st in an e...

First-time buyers should be realistic, says expert - Published:15/12/07

unparalleled buyers have been advised by a mortgage expert that they need to be sensible about their chances of buying their own possessions Managing director of FirstRungNow Helen Adams notes that unparalleled buyers can have high expectations, wan...

Acer signs 2012 sponsorship deal - Published:15/12/07

The Taiwanese computer-maker Acer has signed up as a main back for the 2012 Olympic Games in LondonThe four-year deal will see Acer put back Chinese rival Lenovo, which said on Wednesday that it would end its Olympic support after the 2008 sports co...

Read More: Acer Signs 2012 Sponsorship Deal >>

HSBC provides overdraft info at cashpoints - Published:15/12/07

The North South divide is expanding - Published:15/12/07

Rampant house price inflation has expanded the North South split with average properties in London contravention the £300,000 barrier – double the cost of a house in the NorthA NATION alienated: The cost of a home in London is more than twice that i...

Ignore the murk and myths on sovereign funds - Published:15/12/07

All times are London time Search information in the FTcom siteSearchSearch speech marks in the FTcom sitespeech marksCOMMENT & ANALYSIS CommentBreadcrumb trail direction-finding:FT Home > Comment & analysis > CommentServicesMany people blame the Nor...

barclaycard's three-in-one rolls out - Published:15/12/07

Barclaycertificate will this week launch its OnePulse certificate, which combines touch-payment ability with a credit card and Oyster travel pass for London-based customersThe card operates with 'contactless skill', allowing Londoners to valve it to...

N&P introduces new current account rate - Published:15/12/07

Moving accounts from one bank to another is "simple", according to the British Bankers' AssociationThe value of Christmas presents can "considerably" affect home contents insurance, warns NFU MutualAxa is launching My Budget Day on November 21st in ...

save or sink, overseas residents told - Published:15/12/07

Britons moving abroad should consider gap a savings account to ensure that their cash keeps growing while they are away, Alliance & Leicester has urgedSeven in ten people be unsuccessful to set up investments accounts immediately after emigration, i...

Abbey plans 300 new branches - Published:15/12/07

All times are London time look for News in the FTcom siteSearchSearch Quotes in the FTcom siteQuotesCOMPANIES Financial servicesBreadcrumb trail navigation:FT Home > Companies > By sector > monetary servicesServicesAbbey National is to open 300 new ...

Read More: Abbey Plans 300 New Branches >>

uk savings reach record highs - Published:15/12/07

Figures from the Building Societies Association (BSA) have exposed UK economys to be reaching record highsAugust 2007 economy trends provided building societies with disgusting advances amounting to £4,341 million, down significantly from £5,582m in...

Read More: Uk Savings Reach Record Highs >>

EU stalemate on workers' rights - Published:15/12/07

EU ministers meeting in Brussels have failed to arrive at an agreement on legislation that would give novel employment rights to organization workersThe new EU directive would give temporary workers, such as those employed through agencies, similar ...

Read More: Eu Stalemate On Workers' Rights >>

Can an offset beat the rate rise? - Published:15/12/07

Homeowners could cancel out the effect of two further interest rate rises with an counterbalance mortgage and less savings cash than they thinkaddition UP: Offset mortgages can bring the benefits of overpaying but leave funds obtainable for emergenc...

Buy to let mortgages impacting on first time buyers - Published:15/12/07

The Association of Mortgage Intermediaries (AMI) have raised the point that the booming buy to allow sector is having a unenthusiastic impact on first-time buyers looking to take their first step onto the property steps The buy to let sector of the ...

Home loan approvals fall as costs rise - Published:15/12/07

High prices and rising interest rates have helped to slow the homebuying hurry as mortgage approvals for home purchases in March tumbled to their lowest height for almost a yearThe latest Bank of England figures, free today, showed that 111,000 mort...

Blog: The house price crash-ometer row - Published:15/12/07

I was more than a little surprised this week to receive a letter from the corpse that represents nearly every British mortgage lenderThe industry has issued a grim caution on mortgage lending What does it denote for you Editor's commentThe Council o...

N&P reduces fixed mortgage rates - Published:15/12/07

Norwich & Peterborough Building Society has abridged the rates on its UK and Spanish fixed tax mortgagesThere have been reductions across the board of at least 01 per cent, while on Spanish mortgages there have been reductions of at least 014 per ce...

Read More: N&P Reduces Fixed Mortgage Rates >>

No Perfection In Paragon - Published:15/12/07

Today's 40% collapse in the split price of buy-to-let lender Paragon (LSE: PAG) almost told you the tale all by itselfBlaming ‘immensely troublesome' heavy-duty credit market turmoil following the US sub-prime mortgage crisis, the corporation said i...

Tesco plans US stores expansion - Published:14/12/07

Tesco, the UK's main retailer, is planning to open a 1,000-strong chain of reduction stores in the US, pitting it against rival retail huge Wal-MartThe supermarket has just opened 15 of its Fresh & Easy food in Las Vegas, Los Angeles, San Diego and ...

Read More: Tesco Plans Us Stores Expansion >>

Abbey: People could do more to improve finances - Published:14/12/07

Moving accounts from one bank to another is "simple", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect home contents insurance, warns NFU MutualAxa is initiation My financial plan Day on Novembe...

Buy-to-let is not dead - just much tougher - Published:14/12/07

When the dotcom boom fell separately at the beginning of the millennium, a flood of cash from private investors poured into property'It has become a buyers' market again and that is high-quality news,' says long-term landlord Jeremy Kent-BaguleyIn a...

Retail sales 'weak' in November - Published:14/12/07

UK retail sales fell 1% in November, the main monthly fall since the start of the day, credit card firm Mastercard supposedRetailers are more reluctant to cut prices, with prices just 01% inferior on the year, a fact which may contribute to slow sal...

Read More: Retail Sales 'Weak' In November >>

Online banking 'enters new era' - Published:14/12/07

Moving accounts from one bank to another is "simple", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect home inside insurance, warns NFU MutualAxa is launching My Budget daylight hours on Novembe...

Read More: Online Banking 'Enters New Era' >>

Interest rates won't be cut, mortgage holders told - Published:14/12/07

Mortgage holders are unlikely to see the fundamental cost of borrowing cut when the next monetary policy group (MPC) interest rate decision is madeThis is the view of Lloyds TSB chief economist Trevor Williams, who has predicted that the MPC would h...

UK house prices rise at twice Euro average - Published:14/12/07

home prices in Britain have risen faster than in any other eurozone country except Spain over the past five yearshome PRICE LEAP: The price of a home in the UK has risen by 90% in the past five existence, faster than any Eurozone state except SpainW...

Homeowners urged to check contents insurance - Published:14/12/07

Homeowners ought to consider reviewing their home cover to ensure they are adequately enclosed during the Christmas period, one expert has advisedAndrew Lowe, skull of home insurance at Direct Line, supposed that it is important for people to be vig...

ABN Amro loses India chief - Published:14/12/07

ABN Amro has lost one of its most older Asian executives, the first main departure in the region since a Royal Bank of Scotland-led group won the takeover battle for the Dutch store in OctoberRomesh Sobti, ABN country head for India, will move to In...

Read More: Abn Amro Loses India Chief >>

Oyster to merge with Barclaycard credit cards - Published:14/12/07

Credit unions 'promote savings culture' - Published:14/12/07

touching accounts from one bank to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "considerably" affect home contents insurance, warns NFU MutualAxa is launching My Budget Day on November 21st in ...

saving set to hit â£1 trillion - Published:14/12/07

individual savings have nearly doubled from their level of £426 billion in 2000, according to novel research from Alliance & LeicesterThe new report found that Britons will have more than £1 trillion value of savings by 2012 if the trend continuesAn...

Read More: Saving Set To Hit Â£1 Trillion >>

Two cheers for plan of Rock's would-be rescuer - Published:14/12/07

Luqman Arnold may be a former chief decision-making of Abbey National but he has spent most of his career in investment banking and will have to induce the government his ambitions for Northern astound extend beyond a “quick flip” of the struggling ...

total value of isas reaches â£208bn - Published:14/12/07

Britons have now put a sum of £208 billion in Individual Savings Accounts (ISAs), information from HM Revenue and Customs revealExperts note that ISAs are popular because they let people to avoid income or assets gains tax on savings of up to £7,000...

State pension increase in effect - Published:14/12/07

The pension is raised in row with inflation, although the government has said it will restore the link with earnings in the next ParliamentPension credit guarantees are also rising, by £5 a week for a single being and £765 for a coupleThe charity er...

Read More: State Pension Increase In Effect >>

Buyers forced to wait for mortgages, study shows - Published:14/12/07

Millions of buyers in the UK are facing unnecessary delays on mortgage offers, according to new investigateSome 14 million borrowers will face needless stress due to the problem, while a further 255,000 will lose cash, the GMAC-RFC study showsJeff K...

January is "payback time" for credit card users - Published:14/12/07

Earn money from falling house prices - Published:14/12/07

Experts may be predicting further house cost falls following another dip in principles during November But there is one way that you will be able to profit from the falling market in the New YearFraudsters have under attack the Daily Mail's Deputy P...

overindebted on unsecured loans, and in denial - Published:14/12/07

Almost four million Britons qualify for the official tag of 'overindebted' by devoting more than 25 per cent of their take-home disburse to disburseing off unsecured loans every month, debt organization firm Chiltern has warnedOne in 16 Britons clas...

Passive plastic warning for credit card users - Published:14/12/07

praise CARDS LOW RATE praise CARDSSTUDENT praise CARDS0% APR praise CARDSCREDIT CARDS ONLINEBALANCE TRANSFERSAlmost 20 million credit card holders are by "passive plastic", which means they could miss out on benefits and rewards, a study from Americ...

Online savings earn better interest rates - Published:14/12/07

Ospel admits to errors at UBS - Published:13/12/07

All era are London time Search News in the FTcom siteSearchSearch Quotes in the FTcom siteQuotes In depthBreadcrumb trail direction-finding:FT Home > In depth > Global praise squeezeServicesMarcel Ospel, chairman of UBS, admitted on Tuesday the Swis...

Read More: Ospel Admits To Errors At Ubs >>

Save 10% At A Local Shop - Published:13/12/07

I'm leaving to have a look at an unusual reward card, that helps you save money and support independent retailers at the same timeWouldn't it be pleasant if we could support our restricted, independent shops and save the pennies If being honorable d...

Endowment mortgage problems looming - Published:13/12/07

Some financial armed forces experts say that a crisis in the mortgage market is only a matter of time, in spite of the Bank of England decision to slash interest rates last week Several indicators are that the market remains in problem, with house p...

Cash gets the upper hand as investors go cold on equities - Published:13/12/07

All occasions are London occasion Search News in the FTcom siteSearchSearch speech marks in the FTcom sitespeech marksYOUR MONEY Your investmentsBreadcrumb trail navigation:FT Home > Your money > Your investmentsServicesThe customary end of year eve...

FOS concerned at complaints - Published:13/12/07

Moving accounts from one store to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect home contents insurance, warns NFU MutualAxa is initiation My financial plan Day on November...

Read More: Fos Concerned At Complaints >>

Mortgage crisis hits Britannia members - Published:13/12/07

Savers and borrowers with Britannia Building civilization could see the value of their annual member reward - the joint's equivalent of a dividend - drop next year as a result of the credit crisis surrounding the mortgage industrycontent: Mike Fowke...

The money forecast for 2008 - Published:13/12/07

Next day has an unsettled look about it House prices are expected to fall, consumer expenditure is drying up and the financial system is slowing Money Mail looks at how you can weather the storms in 2008store of England base rate cut down from 575% ...

Read More: The Money Forecast For 2008 >>

Small businesses funded by loans - Published:13/12/07

Moving accounts from one store to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect house contents insurance, warns NFU MutualAxa is launching My Budget Day on November 21st in...

Read More: Small Businesses Funded By Loans >>

SocGen launches $4.3bn SIV rescue - Published:13/12/07

All occasions are London occasion Search News in the FTcom siteSearchSearch speech marks in the FTcom sitespeech marksCOMPANIES Financial servicesBreadcrumb trail navigation:FT Home > Companies > By sector > Financial servicesServicesSociété Général...

The True Price Of Trendy Coffee - Published:13/12/07

A couple of existence ago I was a regular visitor to a broadcasting studio where I noticed the trendy youthful woman on reception would usually have a large coffee mug from one of the many fashionable coffee chainsWhen I asked her why she bought a c...

Read More: The True Price Of Trendy Coffee >>

Superior Savings Accounts - Published:13/12/07

The Northern astound fiasco certainly got a lot of us thinking For the first time, you probably questioned how secure your money in fact is in a UK savings accountMany people had no idea that their savings were covered by the Financial armed forces ...

tourists tell travel insurers 'white lies' - Published:13/12/07

Three-quarters of a million Britons have inflated the worth of a travel cover claim, Direct Line Travel Insurance has revealedOf the 13 per cent of Britons who have claimed on a holiday cover policy, 15 per cent confess to having been economical wit...

Economists divided over forthcoming interest rate decisions - Published:13/12/07

Barclaycard lowers APR - Published:13/12/07

Retirees facing debt - Published:13/12/07

Rock triggers rate battle - Published:13/12/07

All era are London time Search News in the FTcom siteSearchSearch Quotes in the FTcom siteQuotesYOUR MONEY Your bankingBreadcrumb follow navigation:FT house > Your money > Your bankingServicesThe turmoil surrounding the lender Northern Rock has had ...

Final IT changes at Abbey - Published:13/12/07

All times are London time Search information in the FTcom siteSearchSearch Quotes in the FTcom siteQuotesCOMPANIES Financial servicesBreadcrumb follow navigation:FT Home > Companies > By sector > monetary servicesServicesEarly next spring Banco Sant...

"Really good" rates on offer to savers - Published:13/12/07

pension-poor youngsters should start saving - Published:13/12/07

Britain's young people are failing to put aside for retirement, the Pensions optional Service (TPAS) - delete has warned, leaving many who do not have access to a company scheme with a pensions gap"All the evidence would indicate that unless youthfu...

New fixed rate mortgages from Coventry - Published:13/12/07

Coventry building society has launched a variety of new fixed-rate mortgage loans that offer flexibility as well as certainty to customers The loan deals are for both residential and expert mortgages, and could be an attractive alternative for first...

Seeing Red creates nine-point debt danger list - Published:13/12/07

Independent financial advice firm Seeing crimson has drawn up a nine-point watch catalog for people who are worried that they may be beginning to move violently with their debts"We have analysed our case files, and sure types of behaviour stand out ...

Garden crime could see rise in insurance claims, suggests research - Published:13/12/07

With summer on its way, the threat of backyard crime is increasing and could see the number of insurance claims riseResearch by Churchill Home Insurance revealed that nearly a district (23 per cent) of homes have had their grounds and backyard sheds...

BBA encourages IVA regulation - Published:13/12/07

Read More: Bba Encourages Iva Regulation >>

Government pledges £6m for credit unions - Published:13/12/07

Mortgage group warning for first-time buyers - Published:13/12/07

unparalleled buyers in the UK are being warned of the risks linked with cobuying mortgage schemes, with experts stating that cobuying might not offer the lifeline potential buyers are expectingCobuying schemes, often available online, offer first-ti...

UBS takes new $10bn subprime hit - Published:12/12/07

All times are London time Search information in the FTcom siteSearchSearch speech marks in the FTcom sitespeech marks In depthBreadcrumb trail navigation:FT Home > In depth > Global credit squeezeServicesUBS on Monday became the second large investm...

Read More: Ubs Takes New $10Bn Subprime Hit >>

Tesco: Christmas is "financial burden" for 22% of people - Published:12/12/07

Paternoster wins deal for Lasmo pensions - Published:12/12/07

All occasions are London occasion Search News in the FTcom siteSearchSearch Quotes in the FTcom siteQuotesCOMPANIES monetary servicesBreadcrumb trail navigation:FT house > Companies > By sector > Financial servicesServicesPaternoster, the privately-...

Post Office credit card warning for shoppers abroad - Published:12/12/07

Those who plan on creation purchases while spending the holidays overseas should be cautious when using credit cards, the Post place of work has warnedSome banks and credit card providers levy high cost on those who use their plastic in other countr...

road danger from drivers out of practice - Published:12/12/07

Almost a million Britons with a heavy licence are out of do and have forgotten how to drive or allowed their skills to grow corroded, according to Churchill car insuranceOne in ten of all motorists stay two years or longer before driving again after...

Over a third of Brits now bank online - Published:12/12/07

touching accounts from one bank to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" affect home inside insurance, warns NFU MutualAxa is launching My financial plan Day on November 2...

'Yes, I'm a subprime borrower' - Published:12/12/07

Liz Jones, writer for the Mail on Sunday, reveals how she came to be a sub-prime borrower, how she's been hit with senior charges and why she can't pay off her mortgageDon't fail to spot our latest advice on clearing the money you owe - and our dire...

Read More: 'Yes, I'm A Subprime Borrower' >>

Mortgage rates cut by top lenders - Published:12/12/07

Following the Bank of England decision to slash interest rates the past lunchtime, two of the largest mortgage lenders in the UK determined to also reduce their interest rates The information was announced within minutes of the cut, and the alter f...

Base rate unchanged - Published:12/12/07

British teens lack awareness of credit card debt - Published:12/12/07

Charity credit cards competitive, bank says - Published:12/12/07

Batten down hatches for the debt storm - Published:12/12/07

Warning signs are irregular, costs are up, house prices are down and homeowners should support themselves for a rocky rideThe manufacturing has issued a grim warning on mortgage lending What does it denote for you Editor's commentGet an idea of some...

direct line launches buy-to-let insurance product - Published:12/12/07

Owners and investors with a portfolio of up to five properties will be eligible for the novel cover, which includes buildings and public legal responsibility as well as standard alternative accommodation expenses and unauthorised use of gas, electri...

Investor confidence falls - Published:12/12/07

self-assurance in the investment and savings market has fallen, according to new research published by normal Life The firm's latest Savings and asset Index based on surveys conducted in October fell from a score of 20 to 11, demonstrating a "marked...

charity credit card hits â£20m donations - Published:12/12/07

Halifax and store of Scotland (HBOS) charity credit cards are now celebrating having strike the £20 million mark in donations since their openUK credit card providers are constantly innovating to provide novel credit card rewards and perks, but the ...

Marks & Spencer launch new ethical account - Published:12/12/07

Moving financial records from one bank to another is "easy", according to the British Bankers' AssociationThe value of Christmas presents can "significantly" have an effect on home contents insurance, warns NFU MutualAxa is launching My Budget Day o...

alliance & leicester lowers fixed mortgages - Published:12/12/07

Alliance & Leicester has lowered the rates on its three and five-year fixed-rate mortgages as an incentive to longer-term mortgage huntersThe revised speed for both deals now stands at 599 per cent - down from 612 per cent - with a product fee of £5...

Flowers quits race for Northern Rock - Published:12/12/07

All times are London time look for News in the FTcom siteSearchSearch Quotes in the FTcom siteQuotesCOMPANIES Financial servicesBreadcrumb trail direction-finding:FT house > Companies > By sector > Financial servicesServicesJC Flowers, the private e...

When Balance Transfers Go Bad! - Published:12/12/07

My pal Dave has got himself into a spot of bother (That's not his genuine name, but, according to new digital television canal Dave, everyone knows someone called Dave)Anyway, in common with millions of Brits, Dave has been expenditure more than he ...

Read More: When Balance Transfers Go Bad! >>

Banks question savings protection - Published:12/12/07

The cost of rising the level of savers' deposit protection would be passed onto customers, most important banks have warnedThe government announced a review of the present recompense arrangements after the sprint on Northern RockThe British Bankers'...

Pensions 'not better than ISAs' - Published:12/12/07

Millions of Britons could be better or evenly well off investing in an Individual investments Account (ISA) rather than a pension, a account has saidThe account from website Everyinvestorcouk goes against many experts' view that pensions are best be...

Read More: Pensions 'Not Better Than Isas' >>

mortgage approvals hit record low - Published:12/12/07

Figures from the British Bankers Association (BBA) exposed that lenders agreed 44,105 new mortgage deals during October The sum value of money free was £151 billion, 254 per cent lower than this time last yearfigures director at the BBA, David harbo...

OFT moves against bank fees - Published:12/12/07

The Office of pale Trading (OFT) has indicated that it is to move against large finance providers over the fees they accuse for unauthorised overdrafts and missed paymentsIt has said that it would like to see the charges banks are allowable to make ...

Read More: Oft Moves Against Bank Fees >>

Home information packs will be introduced on time, mortgage holders told - Published:12/12/07

Mortgage holders who plan to move house in the pending months may be paying attention to hear that the Ass